Search found 6 matches

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by needtofacethings
Wed Nov 12, 2014 3:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is it also against IVA ruling to get a student loan ?
Replies: 1
Views: 1761

is it also against iva ruling to get a student loan for further education when in an iva?
by needtofacethings
Tue Aug 30, 2011 9:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: step children and food budget
Replies: 8
Views: 2142

we havent actually yet chosen an ip. My husband and i seperated for a few weeks after i dropped the bombshell on how much debt i was in, and he had no idea about it! Thankfully he is willing to work through it and sort it alongside me and so we are now just working out what we can cut back on to hel...
by needtofacethings
Tue Aug 30, 2011 8:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: step children and food budget
Replies: 8
Views: 2142

Hi we have 3 children and we are taking the first steps to get our iva set up. Im a bit worried as to what we have put down for a food budget on a month. We currently spend approx £500+ a month on food, nappies,baby milk and pet food. im worried they will ask us to lower this as i think we will stru...
by needtofacethings
Sun Aug 14, 2011 6:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: been avoiding far too long!
Replies: 20
Views: 3089

I will do and thankyou all for your advice....first step is to talk to hubby and hopefully we can get through this!!!
by needtofacethings
Sun Aug 14, 2011 1:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: been avoiding far too long!
Replies: 20
Views: 3089

Thank you all very much for replying to me! I suppose I could go bankrupt if an iva was not accepted but i would prefer to try for an iva first as frankly the sound of bankruptcy scares me! If you havent noticed i dont face things easily, but this i must! Im very chuffed i found this site! I am goin...
by needtofacethings
Sun Aug 14, 2011 12:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: been avoiding far too long!
Replies: 20
Views: 3089

Hi all im new to this forum and have decided its time for me to face up to my debt! I have about 57k worth of personal unsecured debt (eeek!) I feel sick when i look at that, although I am not 100% this figure is up to date. If i am honest I have been totally stupid when it has come to handling my d...
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