I finished my IVA in June 2012 after meeting conditions of a F anf have had a few issues Insovency Exchange never informed my creditors or paid the F and F in October so issues with RBS ,More and AA eventually those sorted. Then got a Vanquish card and have that for 4 months paid it off religously, ...

I don't know as I say my IVA is completed I am quite happy with the result the creditors got over 45% back the IVA company got paid. Words of the profit come to mind. But I can see a number of people picking the phone up and getting the usual ambulance chasers. My posting was meant for the experts a...

Hi I finished my IVA in June after a few issues with some of my creditors 1, They sold my debt in between my final statement and the completion letter. 2,The Royal Bank sending me a statement for a debt that had been settled in the IVA the experts might like to commenet on that one, The Bank are say...

thank you for your apology
I paid over 11k in fees but saved 100k in intirest

JJ

I dont understand your snide comment having read your situation why are you so bitter

I dont get that snide remark if they did not like the offer thy could always say n0
I suspect u are not even in an iva

cp i note your sarcasm re Grant Thornton but a lot of people dont know this they now vote on behalf of Northern Rock and when my FF went to the vote they voted Yes so whilst I understand you issues with them shame they cant help as well as varden. I also put a lot of my good fortune down to the peop...

claire
All funds paid to creditors have too be cleared before they can issue
Mine took around 4 weeks from the initial report
which is what you have

Well i posted about 4 weeks ago about varden nuttall and my thanks Well i have been waiting for my final certificate well today is my 23rd wedding anniversary post has just come and guess what yep the certificate and final report arrived. what a day for it to come. I will not be sober tonight. Again...

Well just over a month ago I made my final payment. Then the hard part starts the waiting. Everything has to be checked solicitors had to confirm no PPI. Then the wording of the F and F had to be checked then working out of the final creditors payments. This all has to be checked. Then the payments ...

Well following on from my previous my F and F was accepted in December 2011 in the next 7 days my final payment will be made and the monkey is off my back. To say the journey has been painfull is an understatement but the support and advice received from the Forum and Varden Nuttall has seen me thro...

My full and final was accepted at a creditors meeting on Thursday my I/p said no more reviews or anything all I have to do is do what I agreed.
Can't be any simpler.

Thank you all for your kind comments but just reading a few of the latest comments really brought it all back. The black day, then the introduction to Varden Nuttall the letters the phone calls then the creditors meeting and the thought when it was through how the hell am I going to get through the ...

Well following on from my last post Varden Nuttall put through a mod for my IVA which means 30 months in its over. My original was to pay back 52% over 5 years this included money from the house unfortunatley know one would lend to me and i already had the 12 month in place, Over the last 2 years I ...