My Iva meeting was adjourned today and has now be rescheduled for nearly two weeks! IP has said it’s because creditors hadn’t voted what does this mean I am soooo worried

Really worried about the fact that my IVA proposal won’t be accepted due to the debt with one of the creditors (the largest one) being new (less than 6 months old) can anyone advise?

Thank you all for taking the time to comment. So present we are in limbo and are completely panic stricken (4 weeks before Christmas and with 3 children is like worst timing) Ian - I completely understand where you are coming from and we take full responsibility for the fact that we didn’t supply th...

Hi Yes it is freeman jones who are basically refusing to help! I really don’t know what to do?! We own a house and don’t want to loose it (we don’t have any equity in the house) What would you advise is the best cause of action now? I have lodged a formal complaint with freeman jones as I don’t feel...

Thanks for coming back to me! I am sooo stressed! Basically half way through our Iva my husband had little choice but to go self employed, this meant that he didn’t get a wage slip any longer but needed to wait until end of year for a tax returns, very stupidly we forgot to send in! The Iva just cam...

Help my husbands IVA has been terminated after paying 60 months because we failed to supply wage slips

Just opened a business account with cardonebanking as everyone else declined us, does anyone else use these - I am really worried about using them thanks in advance

Is anyone using a "cardonebanking" account? That can offer us any feedback? For business purpose I mean

Hi has anyone been accepted for a foundation business account from natwest whilst in your iva?

Hi my husband is having to go self employed (company he has worked for for 16 yrs are deciding to close their doors) we are really struggling with opening a business bank account - have heard of a company called "cardonebanking" does anyone have any advice they could offer us? (We are nearly 3 yrs i...

Hi all - we have just flled in the forms and had phonecalls etc just waiting to get our propsal through to sign, but two of our big debts are with Next and Very - does anyone know if these two companies are normally the ones to vote No?? Am so worried as yesterday on the advice of Freeman Jones expe...

Hi there we are in the same boat, we decided finally within the last two weeks that we were going to enter into an IVA - since then we have had things turn up from both next and very(which we ordered months ago and have sent back) do you think this would affect there decision?

Hi Ya - were in this very nervous boat waiting for creditors meeting, i am so so scared its awful, can I ask which creditors turned you down? I am so worried ours are going to!

Hi All sent all my paperwork back on friday and spent yesterday cancelling all of our direct debits but spent the whole of last night awake, worrying that we have done the right thing.I definatly believe that the IVA is the best thing that we can do, but I am absoutley bricking it that my propsal wi...

oh really can anyone reccomend a better company then?