Hi Jo We're only in month 1 of our iva so not very experienced at all this but no I don't think you have to tell your landlord as he/she isn't one of your creditors. Not sure about the hp on your car tho, as I think all unsecured debt has to go into your iva. I'm sure someone who has better answers ...

Woo hoo we got a yes, so relieved [:)] Hubby's @ 9p in £ which I was worried would be rejected. Fingers crossed for yours now clare x

Thanks all, not long now I should know by lunchtime tomorrow, so hope we get a yes

Hi Clare our creditors meeting is on Monday and I've been up since 3.30am stressing about it, so you're not alone in worrying. I know logically the odds are with us, as it wouldn't be put forward if it wasn't likely to be accepted but you still worry that you'll be one of the few that get regected. ...

I'm so pleased for you, all the best

Becca

Good luck hope you get a quick & possitive response tomorrow. Our meeting is next Monday @ 11.30 so I've still got a whole week of waking up at 2am and worrying to go through. Readinf this forum is keeping me going though

Thanks all this is what I hoped to hear wanting to put 50% of bonus aside for any unexpected expenses.

Thanks for the reply, yes that's what we were but it doesn't state that in our proposal so I'm concerned now.

Hi we're in the process of taking out an iva, on the proposal it has a 'windfall clause' that states assets, gifts or material sums of money (excluding normal regular income): if I receive...sum of money (over £500) I need to inform the supervisor My question is what about bonuses, my husband asked ...