Yes, as a precaution. You don't want to find yourself with no account if the RBS close the one you've got. I tried LTSB and RBS and the both turned me down. The co-op said yes.

I was also a victim of First Direct. They did exactly the same to me. Gave me a month's notice and then closed the account. I managed to get a cashminder account with the co-op. It's hard, to get another account when you're on the insolvency register, therefore I would act quickly.

I couldn't agree more with you guys. This is my first Christmas and I am actually looking forward to it. I have no cc worries and it feels great.

JJS

Thank-you all for your recommendations - I will also try the Halifax and see what comes out of my application. i would recommend the Halifax Easycash basic account.. comes with a Visa Electron card and online banking. applied for it online after being in my IVA for just over a year and it went thru ...

Hi Melenie - your absolutely right. I am banking with first direct. They were alright before this, I'm really in a panic because they are giving me a month's notice and I still haven't got a new account as yet. I wish my IP would have advised me of this beforehand. I didn't even know that I would ha...

I have been in My IVA since August. I received a phone call from my new bank informing me that they have been made aware that I have an iva and therefore give me a month's notice before they intend to close my account. When I asked why they said they don't have customers in iva's. It would have been...

I am seriously worried about my debts and I am now considering taking out a IVA. Whilst I know this won't be an easy road, I think it would be the best option for me. Can anyone recommend a reputable company that I can contact. I have contacted debt free direct, but I'm not sure what I should be loo...