hi kazza just read your blog .
got some good info off it .
thanks

Hi everyone who has been following my thread. Finally got my account up to dat 2010.Was told by accountant they look good because i was showing a 35K PROFFIT. Need to get there to look at them because no way it makes sence to me. Anyway he advised me not to go down the road of iva as i have to much ...

WHO CARES ANYMORE !!!!!

Budget planner !!!
does anyone know a good budget planner that i can download..
if so could you give me link ?
thanks

ANOTHER DAY ANOTHER WEEK !!!! Well off i go again cheque book out.... 1st cheque £235.67 2nd cheque £82 3RD cheque £210 4th cheque £30 5th cheque whoops nearly write it !!!! D/D £397 Is it b***** worth it !!! Do i just give in ? Phone accountant up said he will have something for me on thur ,so that...

Hi Today all ,
Does anybody know of anybody good that will come to my house .
sort all my paperwork out sort my cash flow and put us on the straight and narrow .(if i am not to far gone )
without thinking of iva or pp
)))

but if i was to ruin my credit rating with payment plan i would go all the way an do iva sure it will be same impact ?

hi melanie i have restaurant

hi all, Just finished work and been looking at what i do . and i make loads and loads in proffit i think its the way i run my business is the problem. if i take £2000 pay the vat man his share and still be £1200 in the pocket. i am have not budgeted or done cash flow nothing for 5 years ..... THATS ...

Hi All, So many helpfull people on here wish i hit this site a few months ago. Could someone tell me what a f&f is ? The money in my house will cover the debt,but the house is in joint names so iva could only look at my share ...think this is right ? if i had payment of £250 per month this would be ...

Hi everyone, I would like to ask people that are on iva when they started before iva and they had all there bebt, If you had a house that you could sell and pay everything off would you of sold it to clear it all and be debt free.Or would you go through iva and know in 5 years you would still have s...

New day today.
Bad day friday.
Anyway could anyone tell me if i just packed my bagsand went what would happen to my debt ?
(not planning too )
but i could always reply to letters say no longer at this address!!
))))))

Thanks for the info dizzy. Anyway people kick you when you are so i found out today !! i find it funny that 1 time i phone accountant and the person answers calling me mr ###### today i phone up after i mentioned iva on monday and not once did i get called mr. i find that really strange !!! i sent i...

Hi again, well we are on friday today woke up 3 times thinking of money.Never done that before. Still off the ciggies )))) anyway got few questions for anyone what i have been thinking of if i do do a iva. can i set one of these up without my address that way no one will know give a po box number or...

Hi all agin !!!!
can anyone tell me if they feel embarrased being in debt because i know i do and scared to tell anyone....must just be me ((((
think i must be going crazy !!!