I know what you mean

Hi thankyou very much for getting back to me ... On equifax they didn't list PCO Holdco unfortunately and the number that was listed online is no longer in us ! Thank you I'll try Matrix !! Only another month or so unti you reach the end of your IVA hope it all goes well for you !

Hi .. we completed our IVA last year ( June 2011 ) and finally rec'd our certificate on 19th March 2012 which was bad enough ... However on checking our files yesterday August 15th ... 1 main creditor still showing as default with no updates and one company PCO Holdco SARL who I believe are a compan...

HI Kazza Thank you everyone ! We offered 14K and it was accepted. OVer the entire length of the IVA had it run full time we would have paid back 22560 minus nearly 8k in fees the creditors would have got 15600 back ... we have already paid 4k and with the 14k offer total paid back was £18,160 ! Such...

Well everyone we got the phone call and the F&F was accepted !!! We are so relieved

Thanks everyone. Just read through terms etc of agreement and saw they are charging £1000 for the variation meeting !!!!!

Hi can someone please help me understand the fees the IVA company take ? My total contribution over the 5 years would have been £22560 minus fees of £6307.20 giving funds available for distribution = £16252.00 We are waiting on our full n final settlement meeting it has been adjourned for a week.......

Hi ! Thankyou that explains it a bit better !! Fingers crossed they will get hold of them then ....:0

Hi thankyou very much ! any advice would be appreciated !

Hi !! Not a nice letter to get on a Friday ! Hopefully someone will along soon to help !

Hi !! Please don't be ashamed it can happen to anyone as my husband and I both know ! At least I suppose we have each other to confide in but you are in the right place ! There's always a solution and plenty of people to help who don't judge and make the darker days a bit brighter !!

Hi Hope you feel better soon pet ! Plenty and sleep and rest. I'm sorry you feel bad. If it helps I also grew up with 2 sisters and a very tight budget all the time while some of my friends had everything they wanted. It was tough sometimes but I learn't to appreciate my parents more because watchin...

Hi !! Thankyou so much thats really nice of you ! It was.. My husband and I were sitting in work all day sneaking out like teenagers to phone at lunch times and breaks only to be told this !! Thankyou

Hi this is my first post. Just wondering if someone can advise me if what I've been told is right ? We had our full and final meeting there on Wednesday 22nd June at 10.20am. I hadn't heard anything all day so of course phoned and phoned. I got through to someone at 4.00pm who told me this ... My hu...

Hi this is my first post. Just wondering if someone can advise me if what I've been told is right ? We had our full and final meeting there on Wednesday 22nd June at 10.20am. I hadn't heard anything all day so of course phoned and phoned. I got through to someone at 4.00pm who told me this ... My hu...