Yes I will Kallis, I agree Foggy I think he just made a mistake - allayed some worry for me anyway and intend to press on with valuations so as not to delay things. Re-read my original posts when first applying for an IVA and still marvel at the comradeship shown then. Whilst never wanting to repeat...

Well, spoke to CF today, a lovely man told me that the letter I received stating a firm called Just Lending would be contacting me to discuss if there were any ways in which I might be able to close the IVA earlier through a loan with them - otherwise I would be looking at another 24 months with the...

Thanks Lesley, thats very reassuring Recovering, got a day off tomorrow so am going to ring CF to try to clarify it, thanks.

Hi folks and as the title says - where did the last blinking 53 months go? Next payment will be my 54th and just about to start on the property valuation route and apart from a few worries about the possibility of having to take a secured loan if I can't remortgage (I am an old JPG customer taken ov...

Hi duracel, I too was pretty amazed at the laid back attitude but found I had to keep repeating the same thing over and over to some of them.
It certainly made that stage of the process a lot easier to bear as I was expecting a lot of hassle from them[:)]

I owed MBNA the greatest amount (15k) but they did not send a single letter or make any phone calls to me. Capital One, however, who were owed £1,500 pestered me night and day.

Hi there Key, my iva was accepted last week and my debts are with MBNA, Egg, Halifax, Capital One, Lloyds TSb and Tesco. All voted yes apart from MBNA who did'nt vote at all.
The best of luck for the 18th, will be keeping everything crossed for you[:)]

Jo, it will be here before you know it, will be thinking of you and sending you good vibes on the day[:)]

Great Stuff Steve, very well done!![:)]

I'm sure they will Vaughanie, so best of luck[:D] It is worth all the worry!

Thanks Nik, Jo, Lesley and KayKay. Jo you will get your date soon so the best of luck and thanks for your words of support!

I shurtainly have, thank you webs!

yes it was steve, I was expecting to wait a while but the call came about a minute after half ten so no moping about wondering all morning.

thank you all, well I will if you insist Rosepetal if Foggy say's it does'nt count[;)]

thanks Rod, yes it is the best, tempted to open a bottle but feel a bit guilty
as I'm on a diet so should wait until the week-end really[?]