Thanks guys...any other advice wud be apprieciated.x

Hey Guys, As you all know I completed my full and final IVA on 21 September and am now trying to get my credit report back to normal.....I have a question regarding defaults. My IVA was agred on 1st August 2011.....a few of my creditors had defaulted my accounts after this date i.e...capital one had...

Hey guys, I am currently writing to the data controller of a couple of creditors who have incorrectly defaulted my account after completion of my iva....I have kindly got a template letter from The Matrix but I am stuck where it tells you to put in your CRA ref number......I wanted to just send one ...

Sorry, have I misunderstood.....I thought that was the process? For them to update my credit report?

Hi Guys, Im wanting to post my completion certificate off to the three main credit reference agancies and wondered if anybody had a standard letter I could pinch requesting that they update my records?

Hi The Matrix, I have today sent off for our statutoary reports from experian and Equifax as advised by you but I cant seem to find noodle.co.uk that you talked about signing up too?

Fantastic. Thank you the matrix! How do i get the £2 report? X

Thanks guys....so the matrix....would you advise leaving it 28 days before checking my credit report?

Hey guys....ive woken up this morning to find the completion certificate for our full and final iva on the doorstep!!! We are so releived all this is over and cant thank clear debt enough for there help! Could i ask if anyone knows how long we should give the creditors to update their records and ma...

Would you not recommend them Skippy?

Just a quick post to see if anybody has had any problems in obtaining car insurance with Tesco when wanting to pay monthly?

I know jan..we are seeking solicitors adviceetc. Its typical isnt it..theres always sonething going wrong! X

Thanks guys...whilst we have had that piece of fab news today...last night my husbands car which was parked outside the house was run into by a uninsured, disqualified and drunk driver who was in a stolen car!!! Hes ploughed into my husbands car and has written it off!!! And we have today been infor...

So sorry for the late reply guys....the answer is....YES!!!!! Full and final offer accepted and all of our 14 creditors voted in favour and have put their claims in already! Im so happy i cant tell u!!!

Hoping today may bring some better news...just phoned my IP who is now back of his holidays (thank god) and he has comfirmed that he has heard back from Grant Thornton this morning who apparantly represent Barclaycard and such like? Well, thay have agreed to the full and final and now we are just wa...