its been a couple of hours ago now since we were told that our 'variation' to our IVA had been accepted today,but i still cant believe it!!!!. we have to sign some paper work which is on its way to us but GT confirmed that our creditors accepted our offer as F&F bringing our IVA to an early conclusi...

dene12 mate i feel for you!,i know exactly were you coming from......look after that woman of yours,they worth their weight in gold.....were would we be without them aye?
wishing you all the best.

hello everyone, just an update as to whats been going on and yes i'm still alive and kicking lol. still off work unfortunately with no sign as to when i'll be going back. grant thornton are currently arranging a meeting with our creditors to see if they will accept what is already in our IVA and bri...

well i'm stunned and taken aback by all the fantastic replies we have received to our post,thank you all so very much. if only you knew just how much better we feel from having posted a question on here,well it wasn't really a question more of a cry for help to be honest. but,after that phone call f...

will do kallis3 and thank you once again for all your replies yesterday,they really did help.

my wife took a phone call from grant thornton today which is the first time we've managed to speak to anyone from there.they gave us some very promising news.with all the info i had already emailed to them and looking over our records from the previous supervisors,they seem to think that we could ve...

not at all kazzafunk i'm not ashamed for feeling this way. this,along with numerous other things which have happened within my life have all contributed to me being diagnosed with depression and stress,my doctor does indeed know and has refered me to a physcologist. i'm dealing with it the best way ...

understood kazzafunk,thank you.

mummy1.please please make sure your daughter reads and most of all understands the terms and conditions of her iva agreement,i can not stress this enough!.if she isnt happy with any of it then seek advice!. we had already been 6 years in debt management,struggling to find £318 a month,when an iva so...

with regards to grant thornton....i've researched all i can about them on the internet and they do come across as a more professional outfit,however they have not returned any of my calls as of yet. so i emailed them a number of important documents and raised my concerns with them including an upto ...

thanks to all with their replies,they are much appreciated.

thank you kazzafunk for the reply and i do understand what your saying,but enoughs enough you know? thank you kallis3 also. yes i am indeed unhappy with how we have been treated regarding our iva here are some examples of just what we've had to deal with... annual reviews... wages gone up due to pay...

for 11 years now my wife and i have had to cope with our debts,being il-advised along the way by a couple of companies,whom i might add have made a significant amount of money out of our misfortunes. companies whom have offered little or no help what so ever whenever our circumstances took a turn fo...

thank you for your replies,much appreciated.
i figured that that was the way to go but was hoping to find out if others had similar experiences.

my wife and i are in the 3rd year of our iva.my wife is 23 weeks pregnant.when she finishes work to start her maternity leave she will not be returning after,because we already have another child and childcare costs outway what she earns.on my wage alone we cannot keep up iva payments,what should we...