Thank-You all for your input...now I don`t know what to do again!! 1st off, whichever road we choose, can we just tell HB that we don`t want them anymore? I thought we were stuck with them! I must admit that it was selfish reasons why we didn`t want to go for the BR. My hubby was so proud when he go...

Hi again forum friends, my husband & i have discussed the pro`s & cons of taking a BR & we both agree that even though it has appeal as a "quick fix" neither of us would feel happy about it. HB said there would be no problem going on a DMP but that we would be paying for evermore as out of the £80 w...

Just to let you all know that Dave Rankin got back to me & I`ve spoken to 1 of his team today.He agrees that an IVA isn`t right for us & recommends a BR as he said we could be paying forever & a day with a DMP. If we weren`t at risk of losing our home, I think I could live with the stigma of being a...

got it ty..think it was because i didn`t use caps...here goes,fingers crossed.

I will get the IP from this One Advice to look into this for you - he sits on the DRF Board. Dear Mr Mond,I saw your post when I was trying to find a way of contacting David Rankin of Harrington Brooks on here, I`m at my wits end & would greatly appreciate it if you could tell him about my post & a...

I can`t post on his profile & i`ve put his name & firm in the link you gave me & no results are found..i saw on his profile that someone else has had a similar experience with them...if anyone knows any other way I can get him on here i would be grateful...TY

Thank-You!! Yes,I`ll feel much happier if I can talk to him on here....here`s hoping

Hi again Broke of London,thanks for your input..how would i go about going on a DMP myself...I understand what u mean about wasting the money we`ve already paid, but every time HB do something it costs £500+ so it could be cheaper to just cut loose...i wasn`t aware that i had an option,thought if we...

i can`t see them letting me have an allowance for a club when they expect me to starve the cats lol..& we definitely don`t want to file for bankruptcy..knowing we still have our home is the only thing keeping us going!!!! i didn`t even think about hairdressers etc..my hubby & i use his clippers & i ...

i didn`t even think about hairdressers etc..my hubby & i use his clippers & i trim my daughters myself..but she does have her swimming club & school dinners that have to come out of the £250...i`m not taking her swimming off her, she`s already devastated that she isn`t going to achieve her dream of ...

Hi, it`s good to know they are a reputable firm,gives more hope of sorting things out.We`ve been paying £150 p/m which was good for us b4 my hubby had his hours cut,but now he`s lucky if he can make 1k p/m. We wanted a dmp to begin with but were told that we`d be silly to pay £150 for 10yrs or more ...

the bill wasn`t known about b4 the iva,but because they haven`t allowed us anything for emergencies etc we`re unable to pay it..we haven`t had a new gas bill yet & we have a prepayment meter for electric.i put the ip`s name etc in the link you gave me & the search came up empty..would the mediation ...

]Hi Lesley(&others) & thank-you for replying...i assume we are with harrington brooks,tho it states on the iva that the ip is from one advice,& it started with a call from the money group.the problem is that there is no point in asking for a review when they refuse to put the correct information in ...

Please Help. We sort of got bomboozled into an IVA,it wasn`t what we really wanted but we were desperate for help so agreed to it. Right from the start they have refused to put the correct figures down for our income /expenditure,but we`d agreed the repayment so stopped going on about it, then i got...