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by Adella
Fri May 13, 2011 2:45 pm
Forum: friends corner
Topic: Talking really helps
Replies: 29
Views: 3907

My parents would pass out if they knew the extent of my debt! However they are being very supportive over the whole re-posession thing as they know I was not to blame and that my ex really did screw me over! that aside I should have been more careful and try to avoid talking about it with them as I'...
by Adella
Fri May 13, 2011 2:27 pm
Forum: friends corner
Topic: IVA Blogs
Replies: 5
Views: 1728

I enjoyed writing it, but made me realise how silly I was to be so trusting! I dont know how to explain it but I signed up for blogs which took me to a page I couldnt do anything on, then I asked for a site and I managed to write a blog that way but when I log in, it takes me to the old blog thing a...
by Adella
Fri May 13, 2011 12:49 pm
Forum: friends corner
Topic: IVA Blogs
Replies: 5
Views: 1728

Hiya

I cannot figure out what happened to my blog page?

I registered as gleek21309

when I log in it isn't there, I set up a site but I cant get to it!

Please help!

Del x
by Adella
Fri May 13, 2011 12:46 pm
Forum: friends corner
Topic: Talking really helps
Replies: 29
Views: 3907

thanks MrsKnight, I was in a right state till I found you lot! haha

I'm feeling a lot more positive and relaxed about it at the moment

Del
by Adella
Fri May 13, 2011 12:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

Afternoon You will be all pleased to know that I have slept and thought this through! I will not be getting a loan to pay his mum back, but I cannot default on her payments. I have thought about the whole repossession process and it's going to take ages before they start asking for the money. so per...
by Adella
Thu May 12, 2011 3:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

Hi to be honest im not sure when I would have to consider and IVA or DMP etc etc.. The court date is 1st June so I guess as that will be just the repossession order, im not sure how long it takes for them to re-possess it, then i herd it could take up to 6 years for them to claim the shortfall back ...
by Adella
Thu May 12, 2011 3:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

Hiya I had every intention of paying his mums loan, as I do if I take out a personal loan in my name. However this is only really to ensure that if the shortfall is pursued then at least the debt is my name and his mom wont get affected. In the mean time I do have every intention of paying the loan ...
by Adella
Thu May 12, 2011 3:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

An update I have contacted a compant regarding a loan, they said they might be able to help, I know this might sound like a terrible option, but I was thinking I could pay off my partners mum for her loan which means then the loan would be in my name. Am I taking a bad route here? although I will re...
by Adella
Thu May 12, 2011 11:45 am
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

Very deep !
by Adella
Thu May 12, 2011 11:36 am
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

I dream that my daughter will always be proud of me ...

and shoes shoes shoes haha! Blah!
by Adella
Thu May 12, 2011 11:30 am
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

haha well it's all I have keeping me sane :) Well I started my blog I have no idea how people can see it etc... but it's a great idea, but when I see it written like that I realised how silly i've been in trusting my ex the way I did, I shouldn't have dragged my feet or at lease sought some legal ad...
by Adella
Thu May 12, 2011 10:53 am
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

Thanks guys I'll make a few more phone calls

Or leave the country! haha!
by Adella
Thu May 12, 2011 9:58 am
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

Hi The loan amount is for £470 per month, I think it was roughly £25K worth of consolidated debt, it was the only way I could afford to move out and get a rented place. I love my home just my luck! I know for a fact that they couldn't pay that themselves, it's as much as paying for rent/mortgage eac...
by Adella
Thu May 12, 2011 9:05 am
Forum: Ask IVA Forum and Industry experts
Topic: I have a loan with a family member
Replies: 67
Views: 5984

Hi Not at all, I need the facts, just struggling to find out where I stand on that one. Obviously it's a tricky situation being family and all. My court date for my re-possession order is 1st June, so there isn't much I can do there, I dont know where I stand with the shortfall situation, so in the ...
by Adella
Thu May 12, 2011 8:53 am
Forum: friends corner
Topic: Talking really helps
Replies: 29
Views: 3907

You lot are just great.. when I start thinking too much about it at work, I quickly come on and have a read, it eases my mind for a while. I think i'm driving my partner insane, I hate being a moaner to him, but you know what it's like when you have somethng in your head you know you need to sort. M...
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