Thanks Lesley for the help. My company has paid me again but my problem is the issue of the cormpany getting the money back without getting my IVA become known.

For the last five years my salary has gone to my new account, this was an account depth cockup. But the ramifications are bothering me.

My work has paid my last months salary into an account that is in my IVA, I have finished my IVA this month after five years but work said they have not been able to get the money back and want me to contact my old bank and see what I can do. I have done my best to keep my IVA out of the public doma...

At last we have made it to the end of our IVA with Payplan. Last payment goes out tomorrow and then I can take great pleasure in cancelling the direct debit. Finally our money is ours to do as we please YEHHHHHH. I have got to thank PAYPLAN for firstly pushing us to deal with our issue, I did think ...

Than guys. How do I contact Shaun and ryan?

All I have so far is a letter that Barclays have of loaded their Secured Loan UK portfolio to Elderbridge Ltd, this is due to complete mid Jan 2016. So anyone with a Firstplus loan will soon get this letter.

Anyone heard of Elderbridge ltd? Our secured loan has been sold to them and now we are uneasy as to what will happen to our rates and repayments. All I can find is that it was set up in 2014 and owned by Goldman Sachs. Last thing we need is this to start going up anymore already at 11.2%

YESSSS!!!! At last we have reached that point were our equity calculations have been done and the reply is,,,,,,,, NO equity available we will complete as per the schedule in June 2016. YEHHH! Finally the light at the end of the tunnel is on and getting closer. Thank you to everyone on here for advi...

Well we have finally got to month 54, our estate agent valuation is £95000 - £100000. Our mortgage balance is £94400. We have both got iva's under 2010 protocols with separate accounts and conditions and separate payments. Am I right in the figure of £5600 equity split between both of us giving £280...

I'd check with your IP, as we have been told if we have to do an extra year next year then no review is needed and we also only pay the monthly figure as it is now, we do not have to pay any extra income over as per the 10/50/50 clause.

We've been with payplan for 4yrs now hopefully in the final year. To be honest we've not had any issues to speak of, when I&e done each year our costs have been excepted as what they really are not what the guidelines say. Always got a reply when emailed concerns or questions. Had the same case offi...

Well that's done 4th review and still got all my limbs lefts. Was advised that unless anything changes won't need an I&E at the end. Not happy with explanation of equity release but they did confirm it was £5000 for me and £5000 for the wifes IVA, the rest is an argument for 6 months time. Payments ...

It would be 10% of the nett monthly pay for that month only. You would keep more if you received this monthly instead of quarterly.

I think its going to be an interpretation of the wording. Our IVA clearly states if MY share of the equity is greater than £5000 "my share is 50% of any equity as its a joint property" Some I have read state just "If the equity in THE property" without any mention of the split of property ownership....

We kept being chased for forms from EIF. Even after the banks confirming what we told them that there was never any PPI and another confirming there is no PPI related to our names at our address EIF requested proof of our names and address. We told them that we would not resupply information already...