Excellent news my F&F was accepted and I just paid the amount. After 9 years of spend spend spend and years of debt stress its finally all over. Thanks for all the advice given on my F&F you were all a lot of much needed support and help. I hope that other's soon see the light at the end of their tu...

Hi, I put foward a F&F offer 4 weeks ago, IP has finally sent it to her supervisor who had a quick flick through and said 'The 15k offer may have to be looked it, as its a redundancy payment, I can keep 6 months pay, IP on hols for 2 weeks now'. My earnings were £2200pm and redundancy was £26. The...

My IP is Debt Free Helplin

Congratulations - finally life can get going again. well done.

I contacted my IP who read the T&Cs of my IVA (I felt like a naughty child listening to the headmaster :o) ) When she'd finished she asked why I did it and i explained that my debts in the first place had been run over several years when I suffering from clinical depression and my dad had found out ...

Oh Hayley, I hope that when your daughter does get into a different school everything works out for her. Guilt is such a horrible feeling and I still feel guilty that I didn't protect my son sooner but what it has taught me is that I need to pay more attention to his behaviour and take notice of wha...

Oh dear its so horrible to read about bullying. When my son was 11 and went to secondary school and was mates with a boy, who used to come round our house, then in early December of his first year he phoned me at work and said he'd been beaten up by 20 kids at his school. My heart broke when I got h...

I'm halfway throuh my IVA. I'll call my IP, fingers crossed it will be okay!!

Hi, They may ask you to complete a financial questionnaire as someone has already posted. As long as you are honest about your IVA then it should be ok. I got SC clearance when I was in the middle of IVA, I get financially reviewed by the civil service security dept every 18 months. If you pay off y...

I have run up additional debt on littlewoods, next and very totally 2k in addition to my IVA, i'm paying the 2k off each month. should i tell my IP as I'm about to offer a F&F

Hello, I have 44 payments of £350 left of IVA. Have 25k redundancy money. Can anyone suggest a goof F&F offer to put forward, I have myself and 2 children to support.
IP said she could not comment as it would not be far for her to suggest a figure.

thanks