IVA completed in May 2016 I now need a new car , I tried to lease a car with Seat and Skoda but I was rejected both times. I need to change my car to travel to work , any ideas ?


Regards
Paul

Thank you Lisa , you help is greatly appreciated.

Paul

Thanks Kallis3

Lisa , 5 1/2 years for my IVA , Foggy thank you for the link .

Thanks Kallis3 , I have checked my Experian report and it still shows some accounts as defaulted with a balance showing, as opposed to showing zero , I take it that will flag a problem on any mortgage application ? I have e mailed the outstanding creditors and asked them to update my credit report .

Thanks Lisa , I have checked and I am off the register.

Hi Kallis3,

Thank you for your help.

I completed my iva on 24th may 2016, what companies are the best to approach for a mortgage ?

Can I ask what the average percentage of your debt that most people pay back in an IVA ?
I have less than a year left of my IVA and it looks like I will be paying back the full amount of my debt .
Will their be any recognition if I pay my full debt back ?

I have 8 months left on my IVA , is it possible at the end of the 5 years you could have paid back more than what your initial debt was for ? I have a lot of overtime at times .

thank you, seems like a big mountain to climb but i appreciate the help.

thanks Jan

Thanks guys . Does the 50% of the overtime paid come of the end total?

do all ivas include paying 50% of any overtime earned aswell as your agreed monthly payment?
Is it expected to stop paying pension contributions in an iva?