Hi, just to pick up this thread again, I wanted to ask if anyone has any legal knowledge about what im asking. i.e if I make an offer to my creditors outside of the IVA, could the I.P take proceedings against me or anyone else for that matter, as the offer would satisfy my creditors, but it may have...

Liam, many thanks for the advice. Ive requested a costs breakdown from my I.P, via third party company as My I.P seems to only correspond through this other company. I'll see what say. Thanks for taking the time to respond.

Thanks for this, but from the phone calls ive had with my I.P it would seem that the fees will be extracted prior to the offer being made, i.e. the creditors may not know what the full offer is as what is being put forward in the offer is less their fees. I just feel that the people that should be a...

Sorry michael, dont mean to direct all the qustions at you. Just hoping to get a steer from anyone who has advice on this matter. Is anyone able to help with this?

Thanks Michael, but what are implications of acting outside of an IVA if I can get written agreement from my creditors. Surely, I will owe the I.P nothing more as they have alredy taken their cut of past payments as well as the arrangement fee for setting it all up. Is this right or do redemtion typ...

Hi, Thanks for the swift response. Having re-read the chairman’s report, there is a clause that states that a variation meeting if required should not exceed £400 + VAT. The I.P is asking for 3 times that amount just to set up the meeting. The fees written into my chairman’s report states a I.P fee ...

Hi, Sorry ahead for the war and peace posting but I dont know where to turn with this problem I wish to a make a full and final settlement on my IVA that will match the P in the £ that was agreed would be paid at the creditors meeting. A family friend is willing to provide this money as our circumst...