It's my 4th review and I'm a bit confused at to what I put for my NET wage I'm paid every 4 or 5 weeks and I get a comission and bonus to make up my wage but it's not guaranteed and can vary month to month, my basic rate is 300 a week but after tax and national insurance is deducted I sometimes come...

variation accepted thank goodness a little weight off my mind just a slight increase of £17 more then i was offering but thats fine, and thank you for your response to my question it is a little nerve racking but hopefully his business will be fine and no mel my review will come before he has any pr...

hi my variation meeting is tomorrow at 10.30 a.m and its just me in the iva but my partner has now decided since last week that he has given up his job and set himself up with his own small business that now means he is self employed, im a little worried now as when my yearly review is due he will n...

good luck i have a variation on 4th april xx

morning all just to say i have my variation creditore meeting date on the 4th april pence in the pound has dropped from offering 45p in the £1 to 35p, fingers crossed its accepted will let you know the out come xx

i had my variation meeting with GT 3 weeks ago and have called them today as of yet i have still not received new proposal or creditor meeting date, very ggod when i got the variation call but since nothing........so good luck [:(]

thankyou mel, i love my job lets just say its a very different interesting one and as we had a lot of things going on last year so never really got the chance to take much holiday i havent ran off and spent it as we already booked a holiday for 2 weeks in devon for this year and have been paying a l...

you shouldnt put your life on hold, i live with my partner but i am the one with debt and iva and it works out fine for us but we both work but all the iva company want to see is that we both pay a fair share of the household bills and obviously he has his other finance arrangements that are also co...

congrats....im only 6 months in but life has never been better the stress was just completely lifted and i now find it easier to hunt out the bargains and love paying in cash and working out my budgets, i hope feel less stressed too now [:)]

they are sending it to me in writing [:)] just waiting for news now of my variation hope that goes well too, its funny because before my iva i couldnt afford a holiday and because i didnt take any as i couldnt afford one now i can lol im not actually going to book a holiday as i have become a right ...

hi i faxed my wage slip last wednesday as i had received £1000 of holiday pay (i get paid for hoidays not taken previous year) and also had my £400 attendance bonus asked iva company to tell me what i owed and i cant believe they only want £140 of attendance bonus [:D][:D] they dont touch my holiday...

i had a tax credit overpayment for £7000 couldnt add it to iva but have spoken to iva company and HMRC and i now pay them back at £50 a month off set from my iva and it will take me until 2024 to pay it back lol !!

max recovery declined my iva but it still was accepted [:)] HSBC still have my debt and accepted suprise to me lol x

anyone having any trouble with this company just had another letter from the 4th collection agency regarding a £92 debt from british gas in 2006!! im sure it is on my iva but if not i think i may make a phone call to get it added, every other company has accepted that i am in an iva when i have give...

you could always contact british gas as they do a one off fix for £50 or join one or their homecare packages that you pay a small sum monthly but covers boilers pipes etc etc maybe worth a phonecall