From how i understand it you pay an IPA on anything over you expenditure (+99 quid). Now take this scenario, a man earns 1500 a month, but can and has made 2-500 extra a month, so now he has done his expenditure and has been agread with the oficial reciver that t comes to say, 1450 a month. Now the ...

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You are likely to get a call from the OR on the day of the hearing or if not very shortly afterwards.

Not sure i will Mel, how will he know my number, x directory and my IVA company dont even have it,

Any way i can get them my number?

RGS

H mel, thanks for the reply..

So i dont even have to attend court?

How does the O/r contact me/how do i get my B/R forms in then?

What will be the first thing i hear about it after my hearing date?

RGDS.

No, my Ip from my IVA has petitioned cos my IVA failed, di i still need the form?

I have been petitioned for B/r and have a recieved a one page letter giving me a date, nothing is mentioned about the forms, do i need to complete them and take with me or not, or are they done during/after?

Rgds

Well they have agread, and are going to declare me B/R. Might sound a bit daft but can anyone advise what happens now step by step, i am told to wait until a certain member of the ip firm get in touch? What timescale am i looking at? And also when does the name go in the paper, after the deed is don...

Thanks for the replies, i am awaiting an answer from my ip as to why. I believe i am in no way unique, i read many threads that when an iva fails the supervisor sends a cheque to cover the costs, i read a thread recently when a guy had only made 4-5 paymnets and then failed and the supervisor still ...

No way, doesnt seem right ive seen what amount they take from payments, the creditor gets very little out of about 15 grand the ip has taken about 9. You telling me that i have it in writing that they will pay the fees and they wont just cos they dont want to and there is nothing i can do?? What kin...

My arrangemnet has ben cancelled and i am now awaiting the creditor harrasment. I inted to declare br, but cant afford it at the min, in my origional arrangemnet it states the funds willl be retained by the supervisor to pay for the br should my arrangment fail, but they are refusing point blank to ...

hi Mel. Qoute origional agreement. Should any 2 payments become in arrears or fall below the specified level without the sanction of the supervisor,the arrangment will be deemed to have failed.The supervisor will imediately petition for the debtors bankruptcy pursuant to section 264(1) of the insolv...

Hi mel, these are for motoring offences (no road tax, magistrates) and rent arrears (ccj)from last year.

cheers.

Thanks, im trying to dig out my origional paperwork and see exactly whats there.

Could you advise where i stand re upcoming CCJs, and in paticular one Magistrates court finr i already have?

Cheers.

Hi Mel, and thanks for the advice. I ma 4 years in, but have made exactly half the payments, i had a 6 month break which has dragged into a year. My ip sayd because i have had a meeting of creditors to get the 6 month break and have not paid for 9 months, no money is avaiulable for me so i have to f...

Hi. can you please advise who should pay the cost of the b/r as i failling in my IVA after 4 years. I had an email from my ip staing if i didnt make a payment in 7 days they would fail my arrangement When i advised i was thinking of going the br route, they said ok, let us know when youve done, and ...