Search found 23 matches

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by Keithc111
Thu Mar 03, 2016 1:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI
Replies: 5
Views: 2330

I have already had PPI checked once and there was nothing anyway.
by Keithc111
Thu Mar 03, 2016 1:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI
Replies: 5
Views: 2330

so if there was anything to come back from PPI, am i entitled to this for myself
by Keithc111
Thu Mar 03, 2016 12:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI
Replies: 5
Views: 2330

My IVA is completed, i got my completion paperwork in the new year. I am now being chased by a PPI company that say they work on behalf of Aperture. Do i need to return the paperwork to have my PPI checked for a second time. And if i do have it checked, what happens if there is anything to claim, do...
by Keithc111
Thu Mar 03, 2016 12:38 pm
Forum: friends corner
Topic: PPI
Replies: 2
Views: 3886

My IVA was completed last year after we made a full and final, we received our completion paperwork just after New Year. I have just received a rather snotty letter from a PPI company that work for Aperture saying that we havnt replied and returned our PPI paperwork. We have returned it once and had...
by Keithc111
Mon Feb 23, 2015 7:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: F & F
Replies: 5
Views: 1654

many thanks for help so far. we do have to attempt a remortgage. There is equity in the house. But!!! I doubt we would get a mortgage for more than we have already, in fact im fairy sure we wouldnt. As you say Andy a sum equal to a further 12 months would be just over the 10k mark. I have been offer...
by Keithc111
Mon Feb 23, 2015 6:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: F & F
Replies: 5
Views: 1654

I am up to month 47 of my iva. I pay back £448 per month, 13 months remaining = £5824 what would be a good final figure to offer on this?
Would it be this full amount or something higher to cover the cost of anything from a possible remortgage
by Keithc111
Tue Mar 01, 2011 2:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company
Replies: 15
Views: 2165

made my decision, no tossing of coins Tina, as appealing as it was.
I have gone with the first i made contact with , they have been really nice over the phone, so gone with my gut feeling.
Here goes no turning back now.
5 yrs till debt free.
by Keithc111
Tue Mar 01, 2011 12:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company
Replies: 15
Views: 2165

If both understood and were sympathetic to your unique situation...then go with your gut! You could name the two here...which I'm sure will generate a few responses from their clients posting on the site!! Both were very sympathetic but both very different outcomes from the same figures. Monthly pa...
by Keithc111
Tue Mar 01, 2011 12:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company
Replies: 15
Views: 2165

the first was, Money debt & credit, not sure about the other, i will look it up though
by Keithc111
Tue Mar 01, 2011 10:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Pompus advisor leaves me feeling distraught
Replies: 37
Views: 6519

Has anybody come across Money, Debt & Credit
by Keithc111
Tue Mar 01, 2011 10:01 am
Forum: Ask IVA Forum and Industry experts
Topic: Pompus advisor leaves me feeling distraught
Replies: 37
Views: 6519

Has anybody had dealings with money,debt & credit.
by Keithc111
Tue Mar 01, 2011 9:53 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Company
Replies: 15
Views: 2165

I have now spoken to 2 Iva companies, many of my questions have been answered and i do feel this is the right way to go.
My biggest problem now is which one to use, how have others decided who to use, is it through reccomendation or just pot luck through your own choice.
by Keithc111
Tue Mar 01, 2011 7:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Personal guarantee affected by IVA ?
Replies: 20
Views: 4122

it is a bmw albeit only a 1 series,
by Keithc111
Tue Mar 01, 2011 7:23 am
Forum: Ask IVA Forum and Industry experts
Topic: Personal guarantee affected by IVA ?
Replies: 20
Views: 4122

well i had a chat with a second IP yesterday and i am more confused with some things than i was before.one says you can have a car to the value of 5000 and the other says 3000, which is it ? i live in the country i need a car to get to work and need one to see clients all over the uk, my car is valu...
by Keithc111
Sun Feb 27, 2011 6:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Personal guarantee affected by IVA ?
Replies: 20
Views: 4122

Lol it will be a great start getting rid of the other half of the partnership, i have cut our running costs down substantially over the last 2 weeks, more to follow this week. the last 2 years have just been a case of working to survive, and now i have had chance to sit down and analise things i can...
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