Hubby and I have sat down and had good look at things. We won't really benefit from selling now apart from not having debts hanging over us. So, we have decided to look into renting it out as this will make a big dent in our debts. The Inland Revenue have put a condition on our arrangement that if w...

Thank you everyone for your kind comments. We are very lucky as she has a high grade brain tumour but she had good surgery and her latest scan remains completely clear. Terribly low survival rate but some do survive and she has every chance of being one of the lucky few. x

We are coming up to completing our second year of our IVA. We need to review everything as we are considering selling our home in order to pay it/most of it off. Is our IP the best person to go through all our options or should we seek more independent advise? Our circumstances have changed in that ...