Hi Funnymoney, I could not believe it when I read your thread this evening. I posted a thread on here a couple of weeks ago as my other half and me are in your position exactly. We have been through the same three companies as you have and are coming up to our last 4 months. Our IVA states that we n...

Thanks Mike. I will contact size five for advice.

Hi Mike. This current IP is Synergie.[:(]

Good morning all. Thank you all so much for your encouraging comments.I must say that I feel a bit happier about our situation today.To clarify our terms, it says that in year 4, the creditors can ask for a lump sum of £20,000(£10,000 each) or 50% of 75% of any equity or if this was not achievable t...

Hi. This is my post on here. I would really appreciate some advice. We are in the last six months of our IVA.The IVA company that we are with is the third one that we have had in the last four years as the previous two were liquidated. The terms of our IVA are that in year five we needed to get a va...