hi so where do i stand if i want to pay the creditors myself plus stay with DMP plan? i can not see anything in T&C that states i cant do this

...so as not to confuse you, I am saying an IVA might be viable as it may be that the company who have been looking after you (and not very well by what you describe) may not have worked out your budget correctly and therefore in reality you may have less to afford each month that you currently pay...

MelanieGiles wrote:

Hi Andi and welcome to the forum

That, unfortunately, is the downside of the IVA process.

How much do you owe in total to creditors and how much are you paying each month into the DMP?

owe over £16,000 pay back £300 to dmp of which £255 goes to creditors

hi i have gone with a DMP plan and thought everything was going great until i started to recieve letters again from creditors telling me that i have gone into arrears and over my limit when i was no where near my limit when i started the dmp. i have rang the card services and they informed me that n...