Hi Rich, Not sure if you are still waiting for a response but here is an update regarding my husband's query as promised, the latest email from Equifax: 'Dear ....... Thank you for getting in touch. Thank you for asking us to take the notice of correction off your Credit Report. We’ve now done this ...

Hi Rich, I hope they resolve this for you. It should be 6 years from the start of the IVA (but not automatically - in our case anyway) Even after this period our IVA was still visible until our completion certificates were sent to them. The exception being my husband's Equifax credit record which ha...

Hi Andy Yes, we both sent copies of our completion certificates to the three agencies around 2 months ago. I obtained my details from Equifax on line on the free trial but my husband sent £2 and the certificate by post. There was a big delay with Equifax providing his report and he has only just hea...

Hi, my husband has just received a copy of his credit file from Equifax and has encountered the same problem regarding a notice of correction dated in November last year that he knew nothing about. Now his IVA which ended last year is highlighted for all to see. He has just sent a query to Equifax o...

Hi Jocool - just got in and went straight on to the forum to see if there was any news, so pleased for both of you to read the outcome was positive!

Jocool - Good luck and all the best from me too, hoping the outcome will be positive. xx

Are you wondering whether to say something to them - or to their IVA company? Are you sure of the circumstances i.e. that they deliberately withheld notifying their Supervisor so they could keep the money? As they have already spent the money then it is probably too late to encourage them to declare...

As above, yellow pages or CAB - or you could try the Community Legal Advice helpline - 0845 345 4 345. I believe they can advise on specialisations and Legal Aid solicitors etc.

BOL I thought your comment to the OP seemed a little unfair too as it suggests there was a deliberate evasion. However I do agree with you that the biggest loser is us and that we need to take responsibility. Our proposals stated that we would be contacted by end of year 4 (April 2010)with regard to...

I am afraid ours was a long haul - 6 months altogether but that was mainly down to 2 creditors not making a claim and having to be chased up.
Flow 13 - so pleased to hear that you received your completion certificate and after only 2 months. I hope you had a good celebration!

Hi Jocool, all - Question originally posted under another post headed 'Our IVA is now finished' (now about 38 questions down the list) The original post explains more fully the circumstances leading up to the current position. My last response and also from others suggested that advice and support f...

If RBS employment terms and conditions state that insolvency is not acceptable for employees I don't know if there could be a case for unfair dismissal and again whether your partner's retracting from the arrangement would make a difference. As already suggested, this is an area where independent ad...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Jocool He had an appointment with CAB which unfortunately is after his meeting. I have told him to rearrange the meeting until after his meeting with CAB but his employers aren't having it. He is also ...

Congratulations and well done from me too!

Sorry only to be posting now following your comment last month Declan. We went on a last minute break for a couple of weeks around that time and this forum is so busy the post was well out of sight by the time I logged in again - only just found it again now. I was quite confident that DFD would nev...