but thats the problem, i cant forecast my earnings for next year so dont know what i should realy be paying,in any 2 years my earnings can vary by as much as 20k

my IP has explaned it to me but it doesnt make sense, all hmrc debts for last & this year are included in the iva but i stil have to pay what they estimate my tax bill is going to be for this year over the next 12 months by instalments to my supervisor, it condradicts itself! If its in the iva why d...

i,ve already asked my ip this and the answer is definately yes, although you wont be able to get credit if its a new startup

i have a query regarding the self assesment payments, any one have any experience of self employed and being in an iva

kallis3 wrote:

That's a lot of money!!!!!!!!

your not kidding it is, its getting really silly now

spare me a thought when you are taliking about fuel, i,m spending £1000 a week on diesel for one truck at the moment, 18 months ago it was £650

that makes sense thanks, just worrying a bit in my first month i think, dont want to do anything wrong [:)]

thats good then thanks, it was just the "DO NOT TAKE ANY NEW CREDIT OUT" condition of an iva that concerned me as i think technically thats what you are doing, arent you?

now i,m sure this will have been asked before but....... how do you stand with renewing car insurance and paying monthly as the insurer normally takes a loan on your behalf to pay the years fee then you you pay the repayments on the loan as your monthly payments, is this classed as credit? will the ...

thats a good point lesley, i,m just trying to be positive now, i was a bit unsure how i would cope with an iva and running a buisness but as long as i can manage without needing any new suppliers i should do ok

i,ve just seen myself on the insolvency website, i tried not to look but it got the better of me, suppose its official now then

i got one of those for a large amount only 2 weeks into the iva process, i didnt here another thing until after the iva was complete so i wouldnt worry to much

dont worry about taking the call, i couldnt because of work and i was just left a voicemail telling me it had gone through and to give them a ring when i could to run through everything

tbh it wouldnt matter wether you had 5 or 11 years, the discount would be about the same anyway

i was only joking, i was just laughing to myself the way it went so off topic