Its great to hear that the OR was so nice!! I am sure you are so relieved!

James fella, what if she were to get it put into trust in her sons name like Foggy suggested?

This sounds like excellent advice Foggy!

What an excellent turn around for you Andrew. Fingers crossed now that the creditors will be sensible!

Certainly in some ways it will be a positive thing for a creditor to post. I would just be a bit concerned that it may put newbies who need advice off posting. I am not sure I would have posted on the forum when I needed advice if I had known that some of my creditors were also posting.

I am a Community Occupational Therapist and a good lot of my clients have signed their homes over to their parents for the same reason that your parents want to. It has to take place a number of years before they go into care so it is prudent of them to think of it now! If they keep insisting on it ...

Barclaycard were one of two creditors who voted to turn down my IVA which is bizarre as the only alternative was bankruptcy and it was clearly illustrated that in bankruptcy they would have got nothing!! Thankfully the other creditors were not so foolish and the IVA was passed!!! Have creditors ever...

Hi all, can anyone tell me how long our names should stay on the iva register keeping in mind that our iva was a one off full and final?

Rosepetal, Absolute best bit of news I've heard all day!!! SOOOOOOO pleased for you, you've got your life back!!! Not that you care at this point but could I ask which creditor declined, I am just wondering was it the same one as ours? You were so supportive when I went through mine and I am so so h...

Rosepetal, Just believe it will be fine, because it will. You have one of the best teams working for you and I just know everythings going to work out ok, just as it did for us!!! Will be logging in tomoro to hear about your celebrations!! Just keep believing!!

Just wanted to update this with correct information. I was advised on the day of creditors meeting that all my creditors voted and all voted in favour. I received the report yesterday to sign and in actual fact I was given wrong information. All but one of our creditors voted but more importantly NO...

I hope your daughter makes a full recovery soon x

Yes theres nothing more to do than wait it out for the 6 years plus whatever time it takes to build up a bit of a credit history again.

Thanks Ginger, I guess thats it out of the question then. Its ok, certainly not something I am going to get upset about, its good to know where we stand.

Thanks Kallis. Not planning on moving at the moment but was just curious as it may be something we might like to do within the next 6 years.