Search found 61 matches

Search found 61 matches Page 1 of 5
by Happy88
Thu Jun 08, 2017 7:04 am
Forum: Ask IVA Forum and Industry experts
Topic: Unable to open bank account after IVA
Replies: 7
Views: 1349

I have checked all 3 credit report and they were fine. When you say notice of corrections, is it the credit alerts? And also, Halifax which was my husband old current account and also our creditors during IVA still send us account statement and a new current account card. Do you think we can still u...
by Happy88
Wed Jun 07, 2017 8:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Unable to open bank account after IVA
Replies: 7
Views: 1349

Hi

I finished IVA last year April, tried opening an account for my son a few months ago but was rejected and I tried opening a normal current account with my current cashminder coop account but refused too. All my credit file is now excellent. I wonder what to do!
Thanks.
by Happy88
Wed May 10, 2017 9:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Buying new property. Should i tell the lender that we were on IVA before?
Replies: 7
Views: 755

Hi all, Thank you for all your input, much appreciated. I will contact Ryan soon. Do you have an email address Ryan? How easy it is to get a bigger mortgage after IVA? We have a property to sell and there are some equity in the property for a deposit. Do you think we will be able to get into Help to...
by Happy88
Tue May 09, 2017 7:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Buying new property. Should i tell the lender that we were on IVA before?
Replies: 7
Views: 755

<t>Hi all, <br/> <br/> We have finished our IVA last year and last months our credit reports have been updated, all bad debts has dropped off and me and my OH rating is now excellent. We own a flat and are thinking to sell and buy a bigger property. <br/> My questions is because our credit reports h...
by Happy88
Sat Nov 29, 2014 7:43 am
Forum: Ask IVA Forum and Industry experts
Topic: PJG
Replies: 423
Views: 73463

by Happy88
Sat Nov 29, 2014 6:54 am
Forum: Ask IVA Forum and Industry experts
Topic: PJG
Replies: 423
Views: 73463

I have been in the same boat,I only have 1 year and 6mths to go and now this! I feel like my head gonna explode and had sleepless night! I rang Creditfix the other day as I want to know about the letter I receive and they are very knowledgable. Then out of curiosity I ask if I want to terminate my i...
by Happy88
Sat Nov 29, 2014 6:45 am
Forum: Ask IVA Forum and Industry experts
Topic: PJG
Replies: 423
Views: 73463

Hi everyone
by Happy88
Tue Sep 11, 2012 8:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Franchise driver
Replies: 18
Views: 2519

Does credit checks reveal your iva or just bad credit? I personally think iva is a personal affair unless you work in finance or accounting.
by Happy88
Sat Sep 08, 2012 6:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Franchise driver
Replies: 18
Views: 2519

Hi all He had a form to fill n it says something about credit check so he ask opinion from the IP assistant n have been told to tell his manager about the iva situation. His manager came back and say no it can't be done if he is on iva. I felt gutted! I didn't know about it until he told me, I would...
by Happy88
Tue Sep 04, 2012 8:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Franchise driver
Replies: 18
Views: 2519

My husband rang our iva personnel to advise about the offer,he been told to tell his boss about his iva. Now he been rejected the franchisee because of this! I don't understand how our iva have any affect on the franchisee thing! Any help to fight this case?
by Happy88
Tue Jun 26, 2012 9:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Franchise driver
Replies: 18
Views: 2519

Thank you people for your advise. I m glad.phew!!!
Btw has the website change it's way of posting?i didn't get any email telling me people has replied until now...heheh
You guys are just amazinggggg
by Happy88
Thu Dec 29, 2011 9:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: I m worried because of husbands employment history our review will not pass! Please help
Replies: 16
Views: 1720

Thanks kallis, I ll let you know hopefully get these sorted before the new year. I find it so hard but at the same time thankful to iva. With him struggling to get work and everything going up in prices,I really am living day to day.
by Happy88
Thu Dec 29, 2011 9:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: I m worried because of husbands employment history our review will not pass! Please help
Replies: 16
Views: 1720

Hi nepensioner He started in October this year with an agency and was only told recently he has to do the tax return himself. The first month he has to use his own car but did not kept any receipt for petrol! We said we were gonna wait til the 3rd mth n see how the job goes and find out more but we ...
by Happy88
Thu Dec 29, 2011 9:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: I m worried because of husbands employment history our review will not pass! Please help
Replies: 16
Views: 1720

Hi all
Thank you for your advise.will get it sorted as soon as possible. This is giving me headache so much.
by Happy88
Wed Dec 28, 2011 8:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: I m worried because of husbands employment history our review will not pass! Please help
Replies: 16
Views: 1720

Hi all, thank you very much,yes we are still able to make payment, just need to be a scroonger. As his employment is self employed, does anyone know how to go about declaring income and tax?
Thank you for all reply...you guys are fab bunch
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