Search found 13 matches

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by hugemess
Thu Dec 15, 2011 12:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still waiting for completion certificate ....
Replies: 47
Views: 10439

Completed our IVA with a F & F with Grant Thornton in January this year (11 months ago) and despite numerous telephone calls, emails etc have yet to receive our completion certificate. Can anyone advise how I move this forward now and feel this is getting a bit ridiculous now. Thanks!!
by hugemess
Thu Jan 13, 2011 3:47 pm
Forum: full and final settlements
Topic: Full and Final offer made....Waiting....
Replies: 32
Views: 5262

WHOOOO HOOOOOOO!!!! Accepted .... and finally all over. Thank you everyone!!
by hugemess
Thu Jan 13, 2011 1:29 pm
Forum: full and final settlements
Topic: Full and Final offer made....Waiting....
Replies: 32
Views: 5262

Can totally appreciate how delighted you must be Zer0Cash - Congratulations!!
Have called re. mine and they have said they will call back by end of day. Have now convinced myself that this is because it has been rejected and they are just working out the best way to tell me!!
by hugemess
Thu Jan 13, 2011 1:02 pm
Forum: full and final settlements
Topic: Full and Final offer made....Waiting....
Replies: 32
Views: 5262

know how you feel ... my F&F meeting was at 10am and still waiting to hear. I feel sick and think I must have worn a path on the laminate from all the pacing. Hope you hear soon!
by hugemess
Fri May 14, 2010 2:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: FULL & FINAL is it possible
Replies: 3
Views: 1140

there is very little equity in the house and we already have a huge mortgage so we were told we would have to pay for an extra year.
by hugemess
Fri May 14, 2010 2:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: FULL & FINAL is it possible
Replies: 3
Views: 1140

My partner and I have been in our IVA since Sept 2009, and are due to pay back approx £21K of a £59K debt over 6 years. Over the last few months we have managed to pay approx £11K (including our normal monthly payments) over to our IVA by working all hours and my partner receiving a large bonus ever...
by hugemess
Fri Aug 14, 2009 12:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Paypal/Ebay
Replies: 18
Views: 2810

Hi. Yep have updated all my card details ( as all new after changing bank accounts. Am worried because I had a paypal credit card which is now in the IVA - although think this is run by Santander. Am also stressing because I have about £150 in the account which belongs to a friend after I sold some ...
by hugemess
Fri Aug 14, 2009 12:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Paypal/Ebay
Replies: 18
Views: 2810

Does anybody know if you can still have a functioning Paypal account (for Ebay purposes) if you are in an IVA. Have bought and sold on Ebay for years and have had no problems with my Paypal account but in the last week (and about the same time as my IVA commenced) they have frozen it and won't tell ...
by hugemess
Tue Aug 04, 2009 7:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: 30 MINS TO GO ....
Replies: 21
Views: 2580

Thank you everyone! GT are the hero's of the day. 11 Creditors including Santander, Lloyds and MBNA. Over £60K worth of debts on cards and loans in total. 100% Acceptance Vote. Agreed at 20p/£ but taking into account our bonuses and overtime at 50% they should end up getting about 70p/£ by the end o...
by hugemess
Tue Aug 04, 2009 5:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: 30 MINS TO GO ....
Replies: 21
Views: 2580

ACCEPTED!!! No modifications at 20p/£. Thank you for your kind wishes. It can only get better from here on and it will be so nice to get a decent nights sleep for once.
by hugemess
Tue Aug 04, 2009 3:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: 30 MINS TO GO ....
Replies: 21
Views: 2580

my creditors meeting is due to start in half an hour - been the longest day of my life today and am desperate for a good outcome. have worn a path in the carpet with all the pacing up and down. Just wanted to share the stress really ...
by hugemess
Tue May 19, 2009 9:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: We are just in the process
Replies: 7
Views: 1125

We contacted CCCS who suggested that a DMP or IVA would be possible solution. They have put us in touch with Grant Thornton. We opted for the IVA in order to have 5 years of hell instead of 18 years (estimated time to pay DMP)and be able to start to live again. We owe A LOT but only have approx £350...
by hugemess
Sun May 17, 2009 6:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: We are just in the process
Replies: 7
Views: 1125

We are just in the process of (hopefully) entering an IVA - the courier is coming to get the paperwork tomorrow. Quick question, I'm self employed and my salary goes up and down. In the coming months I might earn £2K a month for 3 months and then £2,800 the next, £2,600 the following month and then ...
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