I was with BE when I had my iva,been bankrupt for 3 months now and have had my certificate of failure but am still getting letters off them requesting documents,so think this department still needs work on it.

I was in an iva for 2 years, my husband lost his job and I felt my only option was to go bankrupt.You have to miss 3 payments and ask your ip to send you a letter to take to court to say that he has no objection to you kiling for BR.The whole process was a lot easier than I thought it would be.under...

I had an account with the Halifax and they didn't freeze it,but I had no money in thought I'd cancelled everything,but they let a standing order for £3 go out and now want £60 charges off me.My OR said forget it,its their own fault they should have frozen the account sooner and as advised I'v sent t...

I just needed a letter from iva co to say that they had no objection to me filing for my own bankruptcy.I was told that nowdays no court will let you go bankrupt without this.

Melanie the terms of my iva said that money was to be kept aside to file for my bankruptcy if my iva failed, it did but when I questioned iva co after a lot of disagreements they said that what it actually meant was that they would have to call a creditors meeting and let the creditors decide wether...

I went bankrupt 3 weeks ago,I just went in smart jeans, I did see the judge, just in an office and he was really nice.Bankruptcy can be a godsend as a last resort.

They wouldn't let me open one online skippy, but as soon as I phoned they said yes.

It's a really good account the online bankings great and they've even sent me this free thing(haven't worked out how to use it yet)that you put next to your modem and put your card in and apparently you can do even more online.

I opened cashminder account 2 months ago,says visa electron on it,I'v found I can shop everywhere with it,except tesco online, tescos shops take it but not online,had to swap to asda (which is probably cheaper anyway).

Hi Big Stew,so sorry to hear about your wife,I work with people with Huntingtons and I know what an awful illness it is.I have also just made myself bankrupt and it is quite a painless process (even though I didn't think it when I was in the middle of it).I agree that your wife is your priority and ...

I was in iva with B + E for 2 years(now bankrupt)and all I paid was the £10,000 fees, when I went BR the judge commented on what a waste of time it had all been and that the money could have gone to creditors(in hindsight I do agree) he was really nice about it and after having OR interview today ,i...

Unfortunatly Melanie, money all got used up in 3 months before BR,with losing a wage each week.

I told them I was going to go BR and they sent me a letter of no objection so presume they do, I haven't actualy told them I am.

Just a quick question (probably a stupid one, but here goes), I was in an iva for 2 years,had to let it fail cos husband lost his job so now bankrupt,had a letter from iva co saying I owe them £1,500(50% 0f extra earnings) I don't have to pay it do I.

IV been reading my locals for months and the only ones I'v seen are commercial or this week 1 from 2004 saying dividne was getting payed out and another from 2005 saying the same,don't know what thats about,so hoping mines not in.