Hi I am 8 months into my IVA and I have had to take a new job which is a pay cut. Basically I won't be able to afford my IVA payments as they are at the moment. Has anyone had any experience of this? What did you do? What happened? I have emailed the IVA company to explain the situation to them and ...

thanks everyone

I'm so glad to have found this forum. The whole process can be a bit stressful to say the least so it's great to be able to ask questions and get info from people who've been/ are going through this process.

thanks for all your support.

The IVA company have called the creditor and taken their word that they won't take any further action.

just hoping that's enough. We're apparently 3 weeks away from the creditors meeting so fingers crossed.

congratulations, really pleased for you

Hi

Thank you, my hubby is going to call them tomorrow so hopefully they'll be able to sort it (although we thought it had already been dealt with)

Hi My husband is in the process of having an IVA proposed for him. We are about 4 to 6 weeks away from the creditors meeting according to the company which is drawing everything up. Today, we have received a Money Judgment from the small claims court which is demanding payment forthwith. I am worrie...

Hi Thanks to everyone for your replies. It makes us feel so much more confident about our situation and you've no idea how good that is after feeling worried sick for ages and ages now. This website and forum is a god send and we just wish we'd found it a couple of years ago rather than struggling t...

Hi Kallis

Thanks for the advice, we have decided to go with Vincent Bond.

Hi All Been reading the posts on here and this is my first post. I just wanted to ask people if they had written to their creditors before they stopped payments prior to their IVA being set up? If not did you just stop payments? I see from here that the advice os to stop payments and that is what I ...