Hi All, I have just began my extra 12 months payments in place of not being able to re-mortgage, however..... My partner and I have decided to get married, no fuss or expense, it would be a small wedding - just the 2 of us!! The eventual idea is to rent my house out and move into his house but with ...

Hi all, I am on the home run (nearly) and 9 months to go, however my IVA company asked me back in November to start the ball rolling with a remortgage as their online valuation and the redemption statement they had sourced on my behalf showed I have over £5000 equity avail, was told a verbal no over...

Im with Stepchange and for my last 3 reviews they have only asked me for the last 3 payslips, 3 months bank statements, that years P60 and if there has been a rise in any expediture then a copy of the bill to show the increase, so far it has been a very stress-free process! [:D]

I can't afford a scanner nor can I use the photocopier at work for such as large amount, the odd wage slip I can get away and don't really fancy standing in my local cornershop with all my paperwork using the 15p a go copier, can't ask family or friends cos this is my sordid secret!! when I joined u...

sorry, missed off the reason I bought printer ink... so I can take copies of all the paperwork they have asked me for, I'm okay at work sneaking a copy of my wage slip but not sure I would get away with an hour's worth of copying!!

hello, I've just received my paperwork for year 2, no change from last year with what I need to send back, 3 pay slips, p60, 3 month's bank statements and a copy of any bills or receipts for things which have increased (that amounts to everything I pay out for each month more or less!!) so im lookin...

Ooohhh... I am with Stepchange, or so I thought.... how would I know if they have transfered me to GT? All paperwork I have received has only ever been from Stepchange/CCCSVA, after reading the postings o on here, I hope not...but I think my IVA was a 'straightforward' case'!! I'm 21 months nearly d...

My IVA company are aware my little car is 12 years old and due to working shifts and the stupid times I have to start/finish I do need it, I live alone so have no one else to rely on, luckily the recent things which have broke on it recently have occurred on my days off but sods law is it aint alway...

Having just had to hand over just under £2500 to pay into my IVA, from a work lottery win [:(] and whilst I am fully aware, before someone puts me right, it is morally the correct way to 'pay back everything I can' to the creditors, I will be totally honest, I am absolutely gutted to part with it, c...

Morning all....I didn't need to ring EDF, I had an email waiting for me this morning welcoming me to the company, my new account number and date of transfer, pheweee!! My new monthly bill is £34 cheaper than what I pay now, im more chuffed I've been accepted, no deposit or anything, I know I probabl...

Ooooh I hope so, I will take your advice though and ring tomorrow just to be sure, the waiting is killing me and I want to know one way or the other, my postman is starting to look worried at the way I'm yanking the front door open as soon as I see him!! Thanks

Evening peeps...last week (23rd) I applied to change my energy suppliers from SSE(Atlantic) to EDF, I applied through confused.com as they were offering £30 cashback, I received an email instantly from confused.com with all the details but not heard anything yet from EDF, i am actually waiting to be...

Winter blues....I also agree, its always just before the cold weather starts, grrrrrrr..... If no one will have me, my other solution is, don't put my heating on and live in thick jumpers and extra blankets and if I get a really bad cold/flu or my asthma is affected than I will have to stay off work...

Morning'..... Niobe, it is on their website about the standing charges being introduced, think I found it under the FAQ section, Struzzo...they've not had the courtsey to write to me yet but was announced on the news initially and its on Atlantics website!! I've been up with the birds checking compa...

Yikes i havent got any spare money for a 'deposit'...oh well I suppose I can only try.... I want to pay a fixed direct debit so they would be paid on time but I suppose they would have other worries and issues about an insolvent like myself! Right, mission accepted and I had better write off my 1 da...