Search found 43 matches

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by tobyb
Thu Oct 19, 2017 8:04 am
Forum: Ask IVA Forum and Industry experts
Topic: Quick Survey
Replies: 16
Views: 15828

Done
by tobyb
Thu Apr 20, 2017 12:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Well it's all over :)
Replies: 9
Views: 1544

Congrats Ant it's a great feeling, well done.
by tobyb
Thu Apr 20, 2017 11:45 am
Forum: Ask IVA Forum and Industry experts
Topic: Those coming to an end of IVA.
Replies: 4
Views: 1054

Hi All, Although I completed my IVA in February I still like to check in here weekly as it was a life-saver at times with great advice etc. Anyway just a word of advice if you are nearing the end please check all your default dates are correct on your files, I did this with Experian and Equifax and ...
by tobyb
Wed Mar 08, 2017 11:33 am
Forum: Ask IVA Forum and Industry experts
Topic: Post of The Month
Replies: 7
Views: 953

Voucher recieved, many thanks Foggy, much appreciated, it will be spent wisely.
by tobyb
Thu Mar 02, 2017 8:39 am
Forum: Ask IVA Forum and Industry experts
Topic: Post of The Month
Replies: 7
Views: 953

WOW thanks Foggy most unexpected, hopefully will encourage others that it does all come to an end.

Will forward details.
by tobyb
Mon Feb 27, 2017 3:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit score
Replies: 4
Views: 737

Thanks Kallis, I have mortgage, bank account and mobile telephone accounts all showing and up to date so hopefully this will help.
by tobyb
Mon Feb 27, 2017 1:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit score
Replies: 4
Views: 737

I completed my IVA this month and have CC I have contacted Experian and Equifax and they say the IVA will drop of 24/03/17 or within a couple of days even though I am still on IVA register will my credit score rise literally overnight or if not when.
by tobyb
Sat Feb 25, 2017 3:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleaning credit report
Replies: 3
Views: 699

One of the defaults had wrong date on so I have written to them so hopefully they will change it, then after the 24th March will my credit score start to rise even though I am still on IVA register.
by tobyb
Sat Feb 25, 2017 12:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleaning credit report
Replies: 3
Views: 699

I received CC on 16/02/2017 my IVA completion date is 24/03/2017 I know the IVA will stay on the register till May but I have spoken with Experian and Equifax and they say it will drop off there file 24/03/2017 or a day or two later, will my credit score then start to rise or will that not happen ti...
by tobyb
Tue Feb 21, 2017 9:06 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Register
Replies: 6
Views: 928

Thanks for replies, so really an IVA lasts 6 years and 3 months as I see it.
by tobyb
Mon Feb 20, 2017 8:49 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Register
Replies: 6
Views: 928

I received CC last week, IVA register shows start date on 24/3/2011 am I right thinking it will drop off after that date and if so how long does it take please.

Also how do I check the RX1 resrtiction has been lifted.
by tobyb
Mon Feb 20, 2017 8:43 am
Forum: Ask IVA Forum and Industry experts
Topic: CC, PJG, Creditfix and record!!!
Replies: 10
Views: 1547

Thanks all it's a great feeling and looking forward to the extra money month.
by tobyb
Fri Feb 17, 2017 8:43 am
Forum: Ask IVA Forum and Industry experts
Topic: CC, PJG, Creditfix and record!!!
Replies: 10
Views: 1547

Let me take you back just over 6 years ago, I stood in the dining room discussing the possibility of an IVA with PJG, I had done all my research (this forum was a life saver) and decided PJG were the people I needed help from and so it started. All went smoothly we adapted and changed to make paymen...
by tobyb
Tue Feb 07, 2017 3:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate received :-)
Replies: 12
Views: 1638

Thanks Rob,

I have today been contacted by the closure team and actually have last payment this Friday, with CC to follow within a couple of weeks :D .

So happy to have completed 6 hard years, well done to you as well.

Thanks
Toby
by tobyb
Tue Jan 31, 2017 9:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate received :-)
Replies: 12
Views: 1638

Hi Rob,

A few questions please, I have final payment after 6 years with CreditFix in March.

When did they contact you prior to last payment?
Did you have a final review?
How long after final payment was CC received?

Thanks
Toby
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