I also want to share my brother's experience with this firm.He was stuck deep in debt but thanks to the Freeman Jones advice, he got an IVA in time and thus he managed to get rid of all the debt in 5 years only.He likes this firms and recommends it to everyone.

I will like to add an experience of one of my own close friends who got self employed and he was doing very well. He was happy with his self employment and he was discussing it with his IP also. So he used to pay the taxes and still he was going well with self employment.

I have a tip to save money that I use frequently and find it very helpful I usually do shopping when the sale is on at the stores.Also I try to buy items when they are out of season to get a lower price.