Thanks Melanie, i will let you know the outcome

You mentioned above about different types of voting?? Do they creditors vote differently for different companies?

Hi, Thankyou so much everyone for taking the timeout to respond One of the post says i should use my instincts which i think is leading me down the route below I have respoken to one of the companies who said i couldnt do an IVA and they have informed me that Lloyds dont vote for themselves. I hope ...

Hi, Im sorry if this a repeat post from one i was typing last night. Istarted posting last night and my laptop ran out of battery half way through!!! My partner and I owe about £63k in total. We have spoken to 5 companies (it was 4 last night but ive spoken to pay plan today) now and we seem to be r...