hi andrea thanx for that advice I was like you when I first started mine but gradually you think about it less from week to week and then suddenly its over.its taught me how to control my finances no credit ,no overdraft, nothing but if you really get to grips with it its suprising what you can ache...

thanks for advice melanie

thanks for reply

thanks for the feed back sorry im in scotland and i think their called trust deeds up here anyway its finally finished but whats the difference between an iva and trust deed if any?

its ok quite understand thaks for replying

hi there sorry to hear about your illnes most companies have policies regarding continious illness such as yours if you are a union member contact your union rep and ask for advice if not the citizens advice beauru hope this has been some help

thanks for your replies very helpful indeed

my IVA finished about a week ago, Iwant to take advantage of one of the numerous new car deals on the market at the moment is this possible just now or would i be refused as the iva has just finished