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by Rachelmarymarie
Fri Dec 03, 2010 11:47 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA advice
Replies: 16
Views: 2528

Is there anyone on here from One Advice?
by Rachelmarymarie
Fri Dec 03, 2010 10:29 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA advice
Replies: 16
Views: 2528

.... So that means the outstanding amount is £1050
by Rachelmarymarie
Fri Dec 03, 2010 10:24 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA advice
Replies: 16
Views: 2528

I have now spoken with my IP and he seemed to think I needed to ask family members to help. This is easy for him to suggest but my Dad is out of work and I have nobody else. I suppose that only leaves bankrupsy. He didn't seem to think the creditors would settle. I did get one piece of good news in ...
by Rachelmarymarie
Tue Nov 30, 2010 4:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA advice
Replies: 16
Views: 2528

Hi, I was looking for some advice. Ive been on an IVA for 4 and a half years. I owed 15000 and have paid back 11'809 and i am still in it for 18 months. I am in the situation where i can no longer pay my contributuons but can't afford for it to be extended any longer. I have spoken to my manager and...
by Rachelmarymarie
Tue Nov 30, 2010 12:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Its all gone bad...
Replies: 55
Views: 8046

Hi All. I have 2700 left on my IVA and 18 months. Im currently paying 150.00 a month and due to personal problems I am left paying all the bills and i am left with 25.00 a month now towards my iva not the 150.00 I need to pay. Ive missed a payment on my IVA and think this will fail. If I come out of...
by Rachelmarymarie
Thu Aug 05, 2010 6:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: now struggling again with about 18 months left
Replies: 3
Views: 967

I am currently on an IVA and owed 15000, that was 4 and a half yrs ago. about 2 yrs ago my payments were lowered and my iva extended for a year. I am now struggling again and have about 18 months left. I have never been offered any of my debt to be wiped off as in the cases that they advertise and I...
by Rachelmarymarie
Thu Aug 05, 2010 4:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA is biggest mistake of my life!! :(
Replies: 25
Views: 4069

Thank you for your help. I didn't know that this was something that was possible.

Thank you again [:)]
by Rachelmarymarie
Thu Aug 05, 2010 4:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA is biggest mistake of my life!! :(
Replies: 25
Views: 4069

Hi David I have just posted as shown below and someone has advised me to speak with you as due to my circumstances the creditors may accept the payments i have made as a full and final settlement. I am with Harrington Brooks Thank you Please help. I started my IVA 05-05-05 and was paying 250 a month...
by Rachelmarymarie
Thu Aug 05, 2010 3:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA is biggest mistake of my life!! :(
Replies: 25
Views: 4069

Please help. I started my IVA 05-05-05 and was paying 250 a month, i couldn't cope with the payments and creditors agreed to lower them to 200 but extended it for another yr. I have 18 months left and im needing to lower them to 160.00 but dont want to add anymore time on, if i pay it all i wont hav...
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