We are looking into an IVA and I am just wondering what info we will need to provide. ie.will we need to provide up to date credit card statements etc or do we just need to say who the credit card is with and how much approx owing?

We have had a hotel booked for months and we tried to pay using it at the hotel reception and it was declined, both my husbands and my card. It was really embarrassing. I phone Coop and they said it wasn't declined from their end. I then ordered groceries online with Tesco and the order never arrive...

I have tried using it in person, over the phone and online and it is being declined. Tesco have accepted it in person, but another business declined it in person and I have tried today to pay my car insurance with it over the phone and it is declined again!! I'm not a happy camper and if I'd known I...

Hi. I took out the Cooperative cashminder account about a month ago and have just started using it, unfortunately I am having problems with the debit card facility on it. The card is being declined regularly despite there being £3000 available cash in it. It has been turned down 3 times already this...

My husband and I are in a huge amount of credit card and overdraft debt and are in big financial trouble. We have been trying to stay afloat but just can't anymore. We have been literally robbing Peter to pay Paul and have exhausted all lines of credit in order to make the minimum payments. I mean w...