Hi everyone HELP!!! Am having real problem with a company called Capquest regarding my credit files. Came out of our IVA last March and have been trying to get Capquest to clear the default from the Noddle, Experian and Equifax. Just come to apply for a mortgage and lo and behold they haven't took i...

Hi I've got my completion certificate from GT - yippee!! made F and F beginning March of this year. A big thank you to Olivia in the closures department for all her help. Can anyone tell me how long it takes to come off the insolvency register and do i need to send copy of certificate to credit agen...

Hi folks ive got a question, weve got 15 months left to pay (£300 per month) of a six year IVA, my mum has recently been left an amount of money and is willing to give us £5,000 to offer as full and final settlement of our IVA (its a joint one between myself and my husband). If we were to keep pay...

Hi Michelle

Im a civil servant in MOJ Department. I was advised to tell my office manager to be put on my personnel file (the one held at the office). Been in one over four years now and the only people that know at work are the ones i want to know. Hope this helps.


JQ

hi thanks for the replies. there was no amount given at the start of the iva just that we had to try and remortgage in fourth yr - which we are now finding out we cannot do.we initially agreed to pay 6 months in lieu of equity but new co GT say due to our reduction in payment mtg that bit was wiped ...

hi folks AHHHHH remortgages. am having major problems getting rejection letter. we are in negative equity by at least 5,000 to 10,000. fill in forms but just get phonecall saying"no". nobody will put in writing say we have to go through process to generate letter but we cant go through process cause...

hi everyone HELP PLEASE weve been told weve got to get two remortgage "no's" for our four year redemption thing in our IVA. Our house is worth 80,000 and between mortgage and secured loan balance they amount to 81,000. does anyone know if i can get a "no" online from anybody ,just so i can print it ...

Hi We are currently a two car family, due to the cost of petrol, car insurance etc we are seriously considering getting rid of one car. My hubby works quite near to home but does have to travel to other depots and also needs to be on hand to watch our son at my parents house if they have any medical...

Hi
Hi

We are with Santander and they gave us a new deal as long as we asked for no more money, did it all by phone and our new fixed deal now runs out November 2012 and found them lovely to deal with by phone.

Hope this helps.

Hi everyone Can anyone answer this question for me. Started a five year IVA with six months extra to account for equity in house, theh had a reduction in payments so the IVA was extended to six years, does this mean we pay six and a half years or six years. We swapped companies as well as the old co...

Update Thank you Melanie so much. Had a lovely lady called Carol from Grant Thornton ring me up today and i am allowed to keep the money. Cannot believe it, can repay money to parents, put money away for car for when it breaks - because it will it is that type of car!! and start the new year without...

A big thank you to everyone and a special thank you to melanie - i have emailed you directly with details

The site is fantastic and so helpful



Jacqecc

[:D]

Hi Thanks for answers on previous question. In an iva with accuma and been took over by grant thornton. had an accident in jan 10 and just had an offer of 3,500 plus 250 for sundries for my personal injury claim. rang grant thornton and they want the lot! owe parents approx 500 between them due to p...

Hi We are currently in an IVA, started it with ACCUMA and then Grant Thornton bought it from them. Have a Ford KA 1.3 (53 reg) which is costing me afortune in repairs as i do a lot of mileage getting to and from work. I am awaiting a payment from my personal injury claim (happened in January 2010) a...