Havent posted on this site for ages - but do read.

That is lovely - my Dad has just been diagnosed with terminal lung cancer.

Susie x

Hi just want to say welcome and i am susieq too. I haven't posted much on the forum but have read everything please take everyones advice on board they are all brilliant. Our iva was approved 10th Dec 2010, and it has made such a difference to our lives - can't say its been easy - my car conked 18th...

Don't think I have been very clear in what I meant.

We sometimes open new accounts to invest funds longer term for a better return - which would mean I would have a credit search done.

Hi Tina
As you know I am with Melanie, and yes all our present investments at work are prior to our IVA but we move money about at work at various times

This has me worried now. Our IVA was agreed 10th December 2010.

I am one of the main signatory's on all our accounts at work, we often look around to invest our money elsewhere - does this mean a credit search would also be carried out on me ?

I really do not anyone at work to know.

Congratulations Karin and mrsbee.

Good Luck for today mrsbee, fingers crossed for you.

Karin Thinking of you and your family - Good Luck x let us know how you get on.

icap9912 & rosepetal - please do as Tina says - get in touch they are there to help you. Unplug your phone - we did thid until our new number came online. I also put any numbers that came to my mobile on the reject list ! Any letters i just sent on to Mel her team. It will get better.

Indebtscared - your post reminds me so much of our situation and this will be our 1st Christmas without paying on credit - it will be fantastic to think we will not be paying for it throughout 2011.

Karin - Good Luck, will be thinking of you ! I know just how you feel, try and have a good weekend.

Lem - please try not to worry We have all been there - We changed my phone number, I could not have handled the calls. We also had loads of reminders/letters I just sent them onto Mel and her team. You are with a good team.

Thanks Claire - A journey to being debt free that I am so glad we started.

Good luck to you too.

IVA Approved !!!!

Many Many Thanks to Tina, Angela, Claire & Mel.

Dad had a great birthday last night and I slept (must have been the red wine !)

Thanks for the good luck messages Kallis, Goosed & Lem.

I know we are are in good hands and that Mel will do her best on our behalf.