font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by sonj77 will have a look. To be honest, what attracted me was the gift promotion they had on, phone and tablet for 21.50 per month. We are buying our eldest a tablet for xmas and this seemed a great ide...

Just a quick update..
Carphone warehouse with Orange got declined.
Carphone warehouse with Tmobile "ACCEPTED"!!
So anyone else out there who wants a contract, either go to Carphone or Tmobile direct.
I got a samsung Galaxy Ace with a free samsung tablet
paying £21pm

Good luck all.

Ian

I have applied online at carphone warehouse (orange network) (not holding my breath[?]
Also applied to tmobile.
I will let you all know how i get on.

Thanks
Ian

Thanks

Hi All

I am just wondering whether anyone has managed to get a mobile phone contract whilst in an IVA, i am about to try and before i get knocked back by them all, im wondering if anyone has been successful?
Thanks
Ian

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by TigerTiger Icap, intended sale of the property used to be accepted as provision for the capital repayment , but not now. Assigning a private pension is possible, but it's only the lump sum, tax free el...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by luna Hi, Not sure if this helps but we have just sorted out the interest-only element of our mortgage in this way; Prior to submitting our proposals we had to get an assurance from our mortgage provide...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lem Do you have a pension at all? when we took our mortgage out in 2008 long before our IVA, our broker was happy that our pensions could be counted as a repayment vehicle. I had one for 10 years then ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by TigerTiger I am qualified in mortgage advice and know a lot of people in the industry. The climate is very different from what it was. Ian has already misled the halifax by telling them there's a repay...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by TigerTiger icap, If they've offered you a new deal it can only be because you're mortgage payment history to date must have been really good.If you'd just walked in off the street it would have been a ...

I have recently renewed my mortgage deal which is interest only on 2 year fixed (Halifax)(got 19 years to go), i have been in my IVA for 14 months and didn't expect to get a deal! But they just transfered my mortgage to another 2 year deal and never asked or mentioned the IVA, all paperwork sent and...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Lee.37

Will I still be able to have a bank account

Hi

I opened a Barclays cash card account before my IVA started, no problems.

Im just worried in the future if the interest rates rocket! at least if i can fix a rate i know what im paying each month.
Ill let everyone know what happens in June.
Cap

Hi I currently have a fixed rate mortgage deal with the Halifax, this will end in June this year, reading some older posts i see that people with an IVA will go straight onto the standard variable rate with no option of fixing a deal. Just wondering if anyone else is with the halifax and has gone th...

I think i will send an email to them and get confirmation.
Thanks
Ian