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by Paul.32
Tue Dec 13, 2011 11:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Previously with B.E passed to Grant Thornton. Are they reliable ?
Replies: 12
Views: 3303

Hi! For 3 years I was with Blair Endersby and they have now passed all their clients to Grant Thornton. I have never heard of this company - can you tell me if they are a reliable IP - a rating of 1 to 10 would suffice!
by Paul.32
Wed Jan 19, 2011 11:56 am
Forum: Ask IVA Forum and Industry experts
Topic: Can someone talk me through bankruptcy ?
Replies: 12
Views: 1948

Hi! After an hour long chat with my IP, it was agreed that bankruptcy would be the best optionafter exhausting all other avenues. I am worried that my employers will have to know (why?) and that they will send in the bailiffs to take all my stuff - scare stories I have heard. Can someone talk me thr...
by Paul.32
Sat Jan 08, 2011 12:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I postpone my IVA until I receive my pension ?
Replies: 21
Views: 4104

Hi! My IVA has 32 months to go. I am 57 in July and I retire in 9 years time. Having a pension fund, I should receive about £40,000 as a lump sum. Would my creditors be willing to stop the IVA for this length of time with the assurance that the debt(s) will be paid off in full?
by Paul.32
Tue Dec 28, 2010 3:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Using pension fund to settle debts
Replies: 2
Views: 1201

I am in my 31st month in an IVA and currently owe £18000. My payments are £654 per month and I am struggling! I have a pension fund which I will receive in 9 years time - currently the lump sum is valued at around £50,000. Would there be a remote chance that my creditors would be willing to cance...
by Paul.32
Sat Nov 06, 2010 1:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: If an IVA fails
Replies: 20
Views: 2478

If an IVA fails, would it be possible for me to write to my creditors and arrange payments with them, rather than opt for Bankruptcy? Would the creditors begin charging interest on the outstanding debts? I have an IVA with Blair Endersby and they are charging me £652 per month on a £30,000 debt. B...
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