Thats the point Kallis...I had PPI applied without consent. I have always had full sick pay entitlement in my employment but this was never asked in application for the card. Had the card since 1999. In my humble opinion missold and unnecessary....time will tell if i can be successful....but it wont...

Hi Kallis. Yes i will have paid back all debt in full. Luckily, I have been in circumstances where my salary and contributions have steadily risen, with additional quarterly contributions added. Should i be successful with this, even if i settle for £2-£3k less than i can...it will mean i can settle...

thanks for all ur replies. I am going to pursue this....it will end my IVA approx 18 months early!!! Onwards and upwards.....now to find the best template letters

Is it worth pursuing this matter myself?? The PPI claim is against one of my creditors and would almost half the ammount have in my arrangement (£10k approx). Does anyone know if a 'DIY' claim is worth it or has anyone heard of any people who have claimed PPI off their own backs. In my opinion, if t...

Im in an IVA. Can I reclaim PPI?? And if so, how, where and are there any pitfalls??