my fixed rate ended in sept which meant a £100 reduction in repayments had my annual review today and was told that i did not have to pay anything extra even though my bills have not gone up by much

hello everyone this is my first post i started my iva in dec 09 and have been paying every month in august my daughter and our grandson moved in i informed my ip and they told me to call them again in 3/4 months and let them know if they were still living here my daughter can only afford to pay £20...