Hi All Thought I would let you know about an interesting development in my IVA. One of my creditors Welcome Finance, who are included in the IVA sold the debt to a companies called Catties. This company have in turn sold the debt to Mackenzie Hall. After 4 1/2 years I received a letter that states I...

Hi all Spoke with my IP @ B&E regarding the news on here and G&T. Business will carry on as normal at the front end, or client facing side. Us clients will continue to deal with B&E, the portfolio of clients will transfer to G&T however for the limited time left for me I will only deal with B&E. Sha...

Hi Melanie

I think that was my orignal point could I do this and it end sooner? Will check with my IP

Thanks for your answers so as long as I pay the excess 50% each month over to the IVA. I would be free to put aside the remainder, pay the monthly payments and in effect complete as I have enough to meet the payments. Also save on a variation meeting?

Morning all Looking for some advise re my IVA. I had to extend for 6 months due to a debt that was not included in the original IVA. August would of been my final payment. I work in sales and earn good a pay packet in certain months. My question involves the wind fall over £500.00 clause. My questio...

Thanks lesley X

All I last posted a while back with regards to my IVA being at the point of failure. I am with Blair Endersby and a Loan was not included at the start. The issue has now been resolved by my IP and a variation meeting took place on Friday. B&E called me at lunch time to offer the option of an extensi...

What recourse does the OP have here? They were poorly advised by the IP firm re the joint loan, given a bum steer from Lloyds and then the IP didn't rectify the Lloyds fiasco for four years. Dyroyale...have you been paying the Lloyds debt separately or is it 4 years in arrears? Hi the Lloyds loan w...

So I got on the phone to Blair Endersby today and asked to speak to my IP. There are 2 new IP's not the same people who orignally set up the IVA. Was not allowed to speak to them and was advised that "I should not worry about this breach" The companies that I owe money to have to put forward their c...

The amount is 10% and I am over this.

I have a big problem. 10 more payments well maybe not. When I started this IVA I had just seperated from my ex wife. There were 2 loans that were not included. 1 with Northern Rock as it had her name on it and I was advised I could not include while her name was on it. As soon as her name was remove...

Thanks Goosed

All the best with your mission too.

Lesley I am sure the next 28 months will fly by, keep positive!

Thanks for your posts.

The ideal place for my post IVA trip is to go Christmas Shopping next year in New York.

I think making it through an IVA is going to be one of my proudest moments.

Due to having no more debt hanging over me.
[:D]

Hi nepensioner

Oh yes many my payments are £826 per month so I imagine it will feel like a lottery win!! Holiday being top of the list!