Speak to your IP.. In my case we offered the creditors half of my redundancy money and was accepted 100% in favor I could not believe they accepted the offer as I owed a lot lot more.. I was allowed to keep the other half of the money to maintain my living costs while I was looking for a new job..

Hi, Thanks for the info andf I will get the ball rolling in terms of the credit reports (using trhe template from here :-) Reading on here, I seem to get the feeling that its normally about 3 years post IVA for morgages? Is this correct? I know that there is no set in stone time peiod and it depends...

Hi Everyone, Thanks for the quick replies and great advise! I’m am so thrilled that my debts have eventually been sorted! Its all thanks to the IVA. So I’m on the right track by the sounds of it... 1) One my bank account is ALWAYS in credit since IVA - I’m so careful nowadays! 2) Bills always paid o...

Hi Raqia,

It was very quick for me. My IP arranged a variation meeting from about 4-6 weeks since we agreed to offer half my redundancy payout.

Hi Everyone, I’m new here and would just like to say hello to everyone. I been through hell and back with Debt problems and I know it feels. My Background I completed an IVA in June 09 after only being in the IVA for 12 months. I was made redundant and I settled the IVA with 50% of my redundancy pay...

Hello,

This is my first post and just to let you know I am one week in a IVA. Thefore you will now have to put up with me for the next five years! Its nice to see im not the only one and the clock is no ticking to the end of our debts!

Cheers [:p]