Hi Declan, the full and final variation was approved on 15th March, Thank God. When will I receive a certificate of completion and will I need to do anything when I do? Just to update you I am still undergoing chemotherapy and getting support from macmillan and all the wonderful nurses and oncologis...

Good news the variation was APPROVED!!!!
Payments paid to date accepted as full and final settlement.
Sammi I hope you have spoken to your IP and asked for a variation in light of your circumstances to end your IVA asap.
Thanks everyone for your support xx

Thanks Ronald, Lisa and Lem for your good wishes. I hope I will be posting good news tomorrow!
Sorry Sammi I spelt your name wrong xx (I blame the chemo)

Hi Sammy, sorry to hear of your diagnosis it must be such a shock for you and your family. I was diagnosed with breast cancer in November and have been off work for the past three months as having chemotherapy etc. Like you I have been worried about how my debts are to paid if I can't pay. The kind ...

Hi again Declan, just to let you know I received documents with date of meeting in the post yesterday.It is 15th March.Thanks Hi Clarey, yes I am aware of lots of success stories re cancer treatment, and am hopeful I will survive....It is just the long long road ahead that is daunting, the treatment...

Thanks again for all the good wishes. I need to stay positive. Suffering the side effects of chemotherapy and surgery will all be worth it when I become a cancer survivor! xx[:)] Declan, what happens next? I know a variation document has been drafted which I approved by email. Will I be notified of ...

Thank you Declan at DFD. Your team has prepared a variation with a proposal to end IVA early in light of my circumstances.
I am still not working and currently having chemotherapy, not a very pleasant experience so far and I still have a long way to go.
Thanks again for your help.

Thanks for all your good wishes. Haven't yet contacted DFD as haven't been well and its takes ages to get through to dfd and then you end up speaking to a customer support person who is not the person I want to explain my situation to. Not sure how I get to speak to my actual IP. Unfortunately I am ...

I have been newly diagnosed with breast cancer and am recovering from surgery and will be undergoing treatment which will last at least six months. I don't know yet what will happen about work but I think I get paid for 5 or 6 months. I am not married. My IVA is due to complete October 2011. I have ...

Thank you for your advice I will draft a letter to DFD and see what sort of response I get. Wish me luck.

Full and final advice please. I will have completed 62 months soon and have another 12 months to go as had a variation in year two which extended paymnets for a year and a 2 month payment break last year to buy a car when mine packed up.Current payments are £401 and I have 12 more to go.I work in t...

Will I be able to keep my job if my IVA failed and I was made bankrupt? I work for a county council as a social worker.
Also is a debt management plan still an option if the IVA fails or does the IP automamtically petition for bankrupcy?

My car has done over a 100k miles is over ten years old and has broken down for the fourth time in two weeks. It will cost £600 to repair and the garage has suggested I scrap it for a new one. But I can't get finance for a new or newer car can I? I am in year 4 of an iva with DFD which has another t...

How can I buy a car? My car has done well over 100k and is now wearing out but is essential for my job? My IVA will not be completed untill Aug 2011