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by Trebor123
Thu Sep 23, 2010 7:45 am
Forum: Ask IVA Forum and Industry experts
Topic: We have just put an iva proposal forward
Replies: 11
Views: 1523

If it goes thru we sure will
by Trebor123
Thu Sep 23, 2010 7:43 am
Forum: Ask IVA Forum and Industry experts
Topic: What if?
Replies: 15
Views: 2132

Keep smiling ours has just gone in and I am nervous but can't change it just gotta go with the flow and if the worse happens we aren't gonna be executed, just have to dust ourselves off and start again, debt free and learn a harsh lesson. We proposed 44p as against nothing if bankrupt so why would c...
by Trebor123
Wed Sep 22, 2010 8:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: What if?
Replies: 15
Views: 2132

Keep smiling ours has just gone in and I am nervous but can't change it just gotta go with the flow and if the worse happens we aren't gonna be executed, just have to dust ourselves off and start again, debt free and learn a harsh lesson. We proposed 44p as against nothing if bankrupt so why would c...
by Trebor123
Wed Sep 22, 2010 6:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: We have just put an iva proposal forward
Replies: 11
Views: 1523

Thanks ST75 I agree we really can take the business places but need to get the big weight removed, I swear I would have borrowed the whole lot to clear the mess up if I could of found a bank to lend but that's the current climate and I was left with no option, roll on creditors meeting 7th Oct, 2 da...
by Trebor123
Wed Sep 22, 2010 5:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: We have just put an iva proposal forward
Replies: 11
Views: 1523

I suppose I should take heart from that as we have really worked hard to trim the business to a sustainable level in the current climate all we need is thumbs up on the IVA and we can get on with the future. Just wish I could click my fingers and get a decision but a few sleepless nights yet I guess.
by Trebor123
Wed Sep 22, 2010 10:12 am
Forum: Ask IVA Forum and Industry experts
Topic: We have just put an iva proposal forward
Replies: 11
Views: 1523

All returns have been in on time, we had an arrangement with them over VaT for 12months which was 3k a month and after 5 months I asked to rearrange over 12months including all paye tax and monthly payments would of been a lot less but there took 2weeks nearly to say no then were demanding £30k by f...
by Trebor123
Wed Sep 22, 2010 9:04 am
Forum: Ask IVA Forum and Industry experts
Topic: We have just put an iva proposal forward
Replies: 11
Views: 1523

We have just put an iva proposal forward formysrlf and my wife to form interlocking one, we are in business together as a partnership and joint debts of £141k with 80% as unsecured debt to the bank and HMRC so getting these two to agree is crucial. We have a mortgage of £310k with surveyor reckon ...
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