Hi. I've been renting many different properties the whole time I've had an IVA and I have never had any problems.

Hi Stupots, I have a lloyds cash account and savings account and a lloyds visa debt and got these after my IVA. I have also found my www.moneybookers.com 0% commission prepaid mastecard invaluable. No reason why you could get salary paid into a trusted friend or family bank account and then transfer...

Great question. Can we celbrate the countdown together. Mine finishes in Sept 2011 as well

Hi All,

Thanks for the interesting discussion and clarifications.

Great forum. How on earth have I managed with out it ?! Anyway... we are getting married next summer (obviously I'm not allowed to expense this in my I&E ... shocking!) But thank god for friends and family and I am planning to live with my fiancee and her two sons in their family home. She does not ...

If anyone is interested I have a mastercard prepaid, with full online access to make deposits and I have ZERO charges!! Yes ZERO £0 charges. check out www.moneybookers.com I'm 4yrs into IVA with one LloydsTSB cash visa card. I've been thinking about master mind and my subject would be the location o...

Thanks Melanie,

I didn't want to go bankrupt because I wanted to set up my own ltd Company. I understood you could do this if you have been made bankrupt?

I'll keep things ticking along for now until I have a clearer idea about the job and its future.

Melanie, I'm surprised by your comment that the IVA needs to take a back burner. I wasn't aware I could put it on hold as such. I have had the odd 1 month payment holiday over the years and I would prefer to explore the full and final offer approach or reduce all outgoings until I see this thing thr...

Thanks Melanie. I doubt I'll get one months salary as I've only been there four whole years but I will have 3 months notice to look for other employment or seriously commit to the new business ventures. I have spoken to my IP case worker today and discussed some options. My priority is to see it thr...

Hi Lesley, Thanks for a speedy reply. I don't know why I didn't find this fab forum sooner!! I'm reading lots of great posts. Yes I'm certainly not panicing about work. I've got onto the employee council so I can see what is comig over the horizon. So I'll just keep my head down. I hadn't considered...

I'm on the home run. Starting last and final year. Being a Gov employee (indirectly) there is a strong chance I will be made redundant. I should know before xmas and it's like to be effective 31st March 2011. I should get some redundency money but not a lot. I'm trying to work out my options; a.) I'...