I need to get some scooter insurace for my son. Can't afford full amount and he's too young to get monthly credit.I'm in an iva and the credit would be with rbsfinsure. What sort of credit check if any do they do.He's obviously paying it to me to cover the cost. Not that soft!!

54p is more than I offered. The tiddlers didn't vote and even one of my large credit cards at £11,000 did vote either. Crazy!I hope you get your 75%. I know exactly how you feel. I'm 8 months in now. It's not easy have no credit at all and no overdraft but better to pay one person than 11!! Good luc...

The IP will decide what your final monthly payment will be not the broker who passes you on. I went through a broker and had I not I would not have had the courage to go direct to an IP. They where very helpfull and reassuring.

I whizzed it in the bin. if I get another I will scan it over to my IP!!
Take care x

Good luck with your creditors meeting. I know how you feel. Sign up to bank that you have no credit with. No overdraft allowed but no problems. Hope it all goes well.xx

No it was from a law company. Obviously picking people out from the register. I'm only 8 months in to my IVA so have a while to go yet. I'm on interest only so my mortgage balance isn't coming down and have no equity at present. i won't be dealing with them as I think they are trying to make a few q...

Oh I'm not sure whether they have to vote. I will find out. I hope not it was bad enough last time. can they force you to sell up if you have equity and can't remortgage? My IP did mention the 12 month option but don't no whether they need agreement from creditors or not..

Hi there new to this so bare with me. I have no equity in my property whatsoever at the moment. I may have something at the end of my 4th year but it's unlikely I will be able to afford a ridiculous interest when I'm currently struggling at 3.5%. My lender has already written to me saying no further...