Last payment left my account on 1st Nov to Grant Thornton. As I have only just had my yearly review (Letter back from them confirming no more money owed from previous year arrived mid October) will they want to do another one? 2 PPI claims have paid out and have advised a cheque has been sent to GT ...

My final payment too on 1st Nov! Just waiting for GT to confirm nothing else needed from me apart from the PPI claims that are going through. 2 have paid out already. I am aware of the delay of cc being issued but looking forward to the extra money every month! Long road but finally here!

I have a joint account with my partner (the only way I could get a new bank account pre IVA). He has had no problems getting any credit. (mortgage, utilities, credit card, starting up his own Ltd Company) This may not be the case for everyone but we have had no problems whatsoever. I was concerned a...

Hi

It seems to be hit and Miss with some lenders for HP finance. Citroen were brilliant with me and gave me 2 options either pay it over a year or 2 years. I chose the 2 years as this is what was written into my IVA.

Hope you manage to find a lender

Just had my chairmans report through the door! 1 year left to go for me! All gone pretty smooth so far. A few hairy moments here and there but the last year really has flown by! when I started in 2008 I really could not see the end! By the time it all drops off my credit record I will be 30 so looki...

Many thanks for your comments. Have emailed them now and await a response.

I must say the first 2 years were the hardest! Luckily I have a very supportive boyfriend. He treats me now and then and takes me out but he doesnt earn much money either and pays 70% of the bills and mortgage. I am just looking forward to next Oct when it will end as I dont have any equity clauses ...

Hi all I am just completing my 4th year annual review! For the life of me I cannot find any of my previous years forms. I am filling it in honestly with what I actually spend. Does anyone know if £20 a month on clothing just for me is too much? I recently have been trying to save £20 a month so afte...

I use The Green Insurance Company. £19 a year. They use local businesses/Garages if you break down. I have not have to call them out but my bosses daughter has had to call them out and cant fault the service she received!

That has really surprised me of Citroen PSA!!! I could not have hoped for a better company to have my HP with when it came to sorting out the balloon part! They let me extend the balloon part over 2 years and have just finished paying it off! (the only thing so far I have managed to pay in full) The...

I love Chilli Jam! I baste my chicken breasts in it before roasting and it goes all sticky!

Any ones got any ideas of items I can grown indoors? I live in a second floor flat. No outside window sills so can only on indoor window sill. We get a lot of sunlight afternoon evening in our kitchen which looks out over the sea (just a shame its blackpool seafront!) If anyone could recommend thing...

Hi All!

Nice to put names to faces! Will look forward to meeting u all at the next frugal friends gathering! xxx

No worries! Thanks

can u add me too please?? Thanks