Hi we did a first and final iva nearly 3 years ago but a lot of stuff still seems to be on our credit report unsatisfied and even had letters for 2 of the companys demanding payments!! How do I sort this please? Secondly Ive seen on here before about a car finance company that helps even after ivas ...

Hi my debt totals around 53k and im in a dbet management plan with gregory penningtons, my parents are offering a lump sum to try and pay everything off for me but how much do you think would be acceptable?? There looking at max 20k do you think thats unrealistic?? My debt management polan would con...

Hi, I am considering starting an iva because my debt management plan will run for approx 23 years!!! My queries are why do I keep reading about british gas closing accounts when in iva?? I am with them for gas and electric and have payment plan to pay off past bills. My hubby gets paid weekly and ca...

Thanks hun my heads spinning at the mo. Does that mean I dont have to stay with penningtons who my debt management plan is with? Ive presumed as started with them need to stick there.

We have a debt to mbna and they are going for a charging order against our home apparently. What happens?? And how does it work?? We are currently in debt management plan and pay them £5 per month towards a debt of £2800. Would the charging order just secure the debt and as long as we keep up with p...

Hi ive been in a debt management plan for 1 year now with gregory penningtons with a tiotal debt of 58000 and paying 240 per month, I have today spoke to them about switching to iva but im still unsure what to do as it sounds to good to be true!!! We have our own home valued approx 110,000 70k left ...